नेशनल पेंशन स्कीम (NPS): सब्सक्राइबर रजिस्ट्रेशन फॉर्म, Open NPS Account Affordable

नेशनल पेंशन स्कीम Application Form, Benefits, नेशनल पेंशन स्कीम Online Application and National Pension Scheme Subscriber Registration Form, What are the benefits and features of Open NPS Account

Retirement planning is a very important part of life. Keeping this in mind, the Government of India has started the नेशनल पेंशन स्कीम. Today we are going to provide you all the important information related to this scheme through this article. Such as what is National Pension Scheme?, its purpose, benefits, features, eligibility, important documents, application process, helpline number etc. So friends, if you want to get all the important information related to National Pension Scheme, then you are requested to read this article till the end. National Pension Scheme

नेशनल पेंशन स्कीम

NPS is a government investment scheme. Pension is given after retirement through this scheme. This scheme was started in 2004 for all government employees. From 2009, this scheme was opened for all categories of people. Any person can take advantage of this scheme by contributing to the pension account during his working life. He can withdraw some part of the deposited amount even before retirement and can do the remaining amount to get regular income after retirement. Both the employer and the employee invest in the National Pension Scheme. Under NPS, employees can withdraw 60% of the total accumulated amount at the time of retirement and the remaining 40% amount goes to the pension scheme.

Indira Gandhi Pension Scheme

It is mandatory to issue risk profile under NPS scheme
To enable National Pension System subscribers to take informed decisions about allocating their contributions across various asset classes, pension funds will have to disclose the risk exposure of all schemes on their website within 15 days from the end of each quarter. For which the Pension Fund Regulatory and Development Authority has issued guidelines outlining the risk in 6 levels. Which is low, low to medium, medium, medium to high, high and very high. For loans, the risk profile has to determine the level of exposure to credit risk, interest rate risk and liquidity risk.

The criteria for risk profiling for equities would be market registration, volatility and impact cost. The credit risk of the security will be 0 for Government Securities / State Development Loan / Tri Party Repo. For AAA it would be 1, for A A+ it would be 2. This is how the risk assessment will be done by the government.

Further, risk profiling for equities will be done on parameters such as market registration, volatility and impact cost or liquidity. The list of top 100 or more than top 100 cities will be defined and assessed by the Trust on bi-annual basis. Further the schemes holding units of mutual fund schemes will be assessed on the basis of risk o meter.

Assets under management cross 6 lakh crore

The National Pension Scheme was launched to provide pension for all central government employees. But later this scheme was started for all the citizens of India. Through this scheme, pension is provided after the age of 60 years on investment. Pension assets under management under this scheme have crossed the 6 lakh crore mark under National Pension and Atal Pension Yojana after a gap of 13 years.

On 26 May 2021, it has been reported by the Finance Ministry that it has been announced by the Pension Fund Regulatory and Development Authority that in the last 7 months, an increase of 1 lakh crore has been registered in the pension assets under management (asset under management). In the last years, about 74.40 lakh government employees subscribed under the National Pension Scheme and 28.37 lakh non-government employees subscribed to this scheme.

Through which the Pension Fund Regulatory and Development Authority of about 4.28 crore customers increased. The assets under management under National Pension Scheme and Atal Pension Yojana have increased to ₹603667.02 crore.

UAN Activate Kaise Kare

Key Highlights Of National Pension Scheme

आर्टिकल किसके बारे में है	नेशनल पेंशन स्कीम
किस ने लांच की स्कीम	भारतीय सरकार
लाभार्थी	भारत के नागरिक
उद्देश्य	रिटायरमेंट के बाद निवेशको को पेंशन प्रदान करना
ऑफिशियल वेबसाइट	https://www.npscra.nsdl.co.in/
साल	2022
स्कीम उपलब्ध है या नहीं	उपलब्ध नेशनल पेंशन स्कीम

नेशनल पेंशन स्कीम new update

Till now government employees were registered under the National Pension Scheme in physical form. Which used to be done through online modules adopted by the central record company agency or nodal offices of the government. Now online facility is being started by the Pension Fund Regulatory and Development Authority to register under the National Pension Scheme. Under this, now employees can open their NPS account online. The online process will be known as ENPS. e NPS will be hosted by CRA. Under which the subscriber can register himself and also make his contribution under NPS.

E NPS – eNPS Registration

Subscriber can get registered under eNPS and can also generate PRAN number along with it. All those subscribers whose NPS account is already opened can also contribute through eNPS and can also open their Tier-2 account. Private sector employees can register through Aadhaar offline e-KYC or through PAN and bank account. Some of the benefits of contributing through the e-National Pension Scheme are as follows.

• There will be no account opening cost as the entire process will be online.
• The work of nodal officers will become easier.
• There will be a paperless process of enrollment.
• There will be less chance of mistake in filling the form as the employees will fill their own form.
• More and more NPS accounts will be opened easily.
• Pradhan Mantri Vaya Vandana Yojana

Objective of National Pension Scheme

The main objective of the National Pension Scheme is to provide pension amount to all the investors after retirement. Through the National Pension Scheme, all citizens will remain self-sufficient even after retirement and they will not have to face financial problems. Under this scheme, investors can invest according to their economic condition. So that more and more people will be able to apply under this scheme. There are two types of accounts in the National Pension Scheme, which are called Tier One and Tier Two. By investing in the नेशनल पेंशन स्कीम, you will remain financially independent even after retirement.

National Pension EKYC Services to be launched by PFRDA

The नेशनल पेंशन स्कीम has been launched to meet the needs of the organized sector employees. National Pension Scheme and Atal Pension Yojana are two major schemes of Pension Fund Regulatory and Development Authority. Through both these schemes, the needs of the employees working in both the unorganized sector and the organized sector are met. Pension Fund Regulatory and Development Authority has decided to start eKYC service for the customers of नेशनल पेंशन स्कीम and Atal Pension Yojana.

Approval to start this service has been obtained from the Revenue Department. The process of opening an NPS account through online eKYC will be further simplified. Now citizens will not need to visit any government office to apply under this scheme and to get incentive amount. Because the eKYC process has now been started by the government so that the application process will become completely digital.

This process will save both time and money and bring transparency in the system. Now citizens will be able to avoid the long process of paperwork, so that more and more people will be motivated to apply under this scheme.
OTP based authentication by PFRDA, Paperless onboarding, eSign based authentication, Video enabled onboarding to facilitate customer identification, Online exit tool for Government Sector customers

Facilities like online enrollment etc. have been made available. NSDL e-governance infrastructure has been made the central record keeping agency. Which will act as Global Aadhaar User Agency.

National Pension Scheme Aadhaar seeding became important

The नेशनल पेंशन स्कीम is operated by the Government of India. It is an investment plan through which the subscriber can make various types of investments. This scheme was started in the year 2004 for the government employees and in the year 2009 it has been started for the general public as well.

Two types of accounts are opened under NPS which are Tier-1 and Tier-2. Tier-1 NPS account is a pension account and Tier-2 account is an investment account linked to the Pension Regulatory Authority of India. Now the guidelines have been issued by the government to link NPS account with Aadhaar to track the financial transactions of NPS subscribers and to provide exemptions to taxpayers.

Subscriber through Aadhaar seeding can meet KYC norms instantly. eKYC is done through Aadhaar number. So that the customer is saved from excessive paperwork. Because the verification process can be done instantly through Aadhaar OTP.

Benefits and features of नेशनल पेंशन स्कीम
The directors of this scheme will be provided pension after retirement.
If you have invested in purchase of annuity then you will get complete tax exemption.

Additional deduction up to ₹ 50000 can be claimed under section 80CCE.

The subscriber of the National Pension Scheme can claim a tax deduction of 10% of gross income under section 80CCD (1) of the Income Tax Act in the total limit of Rs. This limit under section 80CCE is 1.5 lakhs.

The minimum investment limit under the National Pension Scheme is ₹6000.
If you are not able to invest as much as the minimum limit under the नेशनल पेंशन स्कीम, then your account will be frozen and you will have to pay a penalty of ₹ 100 to get the account unfreezed.

Earlier the contribution in this limit used to be 10%, which has now been increased by the government from 10% to 14%.

If the investor dies before 60 years, the pension amount will be given to the nominee.

The Finance Minister of India has decided to separate the National Pension Scheme Trust from the Pension Fund Regulatory and Development Authority.

The directors of the National Pension Scheme are provided with a Permanent Retirement Account Number which is a 12 digit number. Investors can do transactions from this number.
More than one account cannot be opened under the National Pension Scheme.
National Pension Scheme Account Types
There are two types of accounts in the नेशनल पेंशन स्कीम which are as follows:-

Tier 1- Whatever money will be deposited in this account, I cannot be withdrawn before time. It is not mandatory for you to be a Tier 2 account holder to open this account. You can withdraw its money only when you are out of the scheme.

Tier 2- You must be a Tier 1 account holder to open this account. You can deposit or withdraw money in it as per your wish. It is not mandatory for everyone to open this account.

National Pension Scheme Eligibility Criteria

• The applicant must be an Indian citizen.
• Both resident and non-resident citizens can invest in the scheme.
• To invest in the scheme, the age of the investor should be between 18 to 60 years.
• Citizen can join this scheme only after KYC process.
• Beneficiaries of NPS

The following people can invest in this account:-

• central government employees
• state government employees
• private sector employees
• ordinary citizens

Sectors covered under National Pension Scheme

• Central government
• State government
• corporate
• all citizens of the country
• Benefits of National Pension Scheme N.R.I. Can also be obtained by

Benefits of investing in National Pension Scheme

• Attractive market linked returns
• easily portable
• Professionally managed by experienced pension funds
• low cost advantage
• Tax Breaks for Individuals, Employees and Employers
• There is no need to open another NPS account in case of change of job or address.
• The Net Asset Value is calculated daily by the department.
• Benefits of Tier II Account

No additional annual maintenance charges

• Day-to-day savings will be possible for needs
• Can be withdrawn at any time
• Funds can be transferred to the pension account at any time
• No minimum balance required
• No recovery of exit load will be made
• Separate nomination facility will be available
• Option to choose investment pattern other than Tier 1

Where will the fund be invested in the National Pension Scheme?
Equity
corporate debt
government security
alternative investment funds
Investment options under नेशनल पेंशन स्कीम
Active Choice – Under this option, the investment amount is chosen by the beneficiary himself.

Auto Choice – Under this option the investment amount is chosen on the basis of pre-defined metrics.

Tax benefits under National Pension Scheme

Tax benefits will be provided to the account holder under section 80CCD (1) of the Income Tax Act. Whose limit is one and a half lakh rupees under section 80 CCE.
If the investment by the beneficiary is up to ₹ 50000, then in this case the option of additional deduction is available. This option can be availed under section 80CCD of the Income Tax Act.
(1B) is available under.

Transaction statement can be submitted by the account holder to avail this tax benefit.
National Pension Scheme Required Documents

The following documents are necessary for enrollment in the National Pension Scheme:-

• Address proof
• Aadhar card
• Birth certificate or 10th class certificate
• Subscriber Registration Form
• National Pension Scheme Updates
• In 2018, the Indian cabinet has made some important changes in the National Pension Scheme, which are as follows: – नेशनल पेंशन स्कीम

Earlier, employees had to contribute 10% to the नेशनल पेंशन स्कीम, which has been increased to 14%.

60% of the amount is exempted from tax.
Now the employees have been given complete freedom in which fund the money contributed by them to the pension will be invested.
Central employees can change the pension fund once in a year as per their wish.

How to withdraw from National Pension Scheme?

If you want to withdraw from the नेशनल पेंशन स्कीम, then you have to submit the withdrawal application POP along with all the necessary documents. The following documents will be required for withdrawal.

• PRAN CARD
• copy of aadhar card
• copy of residence certificate
• a canceled check
• Account opening process in National Pension Scheme
• offline process
• First of all you have to find POP-Point of Presence.
• Now you have to take subscribe form from POP
• You have to fill all the information asked in this subscriber form carefully. You can also download the Subscriber Form by clicking on the link given here.

Now you have to attach all the important documents.

After this you have to submit this form in POP-Point of Presence. You have to submit this form along with KYC papers.

After this you will get a reference number from the Point of Presence through which you can track your application.

You will need to deposit your first contribution when you apply. For this, you will also have to submit the instruction slip which will contain your payment details

online process tire 1

First of all, you have to go to the official website of National Pension System.

National Pension Scheme नेशनल पेंशन स्कीम

The home page will open in front of you.
On the home page, you have to click on the link for Open Your NPS Account/ Contribute Online.

National Pension Scheme
After this you have to click on नेशनल पेंशन स्कीम
Now you have to click on the link for registration.

National Pension Scheme नेशनल पेंशन स्कीम

Now the registration form will open in front of you.
You have to enter all the important information asked in the registration form like application type, status of applicant, register with, aadhaar number, mobile number etc. and select tier one only in account type.

Now you have to click on Continue.

After this, the complete pending registration form will open in front of you, in which all the necessary information like Acknowledgment Number, Acknowledgment Date, First Name, Date of Birth, Email Address, etc. will have to be filled.
Now you have to click on submit.

After this, an e-sign form will open in front of you, fill all the necessary information in it and click on submit.
In this way your registration process will be completed.

Tier 1 and Tier 2

First of all, you have to go to the official website of National Pension System.
The home page will open in front of you.
On the home page, you have to click on the link for Open Your NPS Account/ Contribute Online.

After this you have to click on National Pension System.
Now you have to click on the link for registration.
Now the registration form will open in front of you.

In this registration form you have to enter all the important details like application type, status of applicant, register with, aadhaar number, mobile number etc. and select tier one and tier two in account type.
Now you have to click on Continue.

Now the complete pending registration form will open in front of you, fill all the necessary information like Acknowledgment Number, Acknowledgment Date, First Name, Date of Birth, Email Address, etc.

After this you have to click on submit.

After this, an e-sign form will open in front of you, fill all the necessary information in it and click on submit.
In this way your registration process will be completed.

The process of making contribution under the नेशनल पेंशन स्कीम
First of all, you have to go to the official website of National Pension System.

Now the home page will open in front of you.

On the home page, you have to click on the link of National Pension System.
Now you have to click on the contribution link.

After this you have to go to the section of update details.

Now you have to click on the option of Update Aadhaar / Address details.
After this you have to enter your Aadhaar number and click on generate OTP button.

Now you have to click on the Proceed button.
After this, an OTP will come on the mobile number registered on your Aadhaar card.

You have to enter this OTP in the OTP box.
Now you have to click on the button of Continue.

In this way your Aadhaar will be linked to your NPS account.

Note: New subscribers can also link their Aadhaar with NPS account while opening their NPS account. For this, they have to click on the option of Enter Aadhaar number while registering on the portal. After this, they have to enter their Aadhaar number and click on the generate OTP button. After this you have to enter OTP in the OTP box. In this way, you will be able to link your account with Aadhaar at the time of opening a new account.

TIER II ACTIVATION PROCEDURE
First of all, you have to go to the official website of National Pension System.

Now the home page will open in front of you.

On the home page, you have to click on the link of National Pension System.
Now you have to click on the link for Tier II Activation.

National Pension Scheme

Now a new window will open in front of you in which you will have to enter your Permanent Retirement Account Number, Date of Birth, Permanent Account Number and Captcha Code.

After this you have to click on the button of Verify PRAN.
Now you have to fill the e-sign form.

• After that you have to click on the submit button.
• In this way you will be able to get Tier 2 activated.
• Process to Search PFM Wise NAV
• First of all you have to go to the official website of National Pension Scheme.
• Now the home page will open in front of you.

On the home page, you have to click on the option of Subscriber Corner.
After this you have to click on the option of PMF Wise NAV Search.

National Pension Scheme

After this you have to click on the option of Subscriber Corner.
Now you have to click on the option of FATCA self-certification.
Self Certification Submit

After this you have to click on the option of submit online FATCA self-certification.
National Pension Scheme
Now a new page will open in front of you.
On this page you will have to enter PRAN and captcha code.
After this you have to click on the submit option.

Process to View Entity in NPS
First of all you have to go to the official website of National Pension Scheme.
Now the home page will open in front of you.
On the home page, you have to click on the option of Subscriber Corner.
After this you have to click on the option of Entities in NPS.

National Pension Scheme

• After this a new page will open in front of you.
• On this page you will be able to see the entities.
• Corpus Calculation Process
• First of all you have to go to the official website of नेशनल पेंशन स्कीम
• Now the home page will open in front of you.

After this you have to click on the option of Subscriber Corner.
After this you have to click on the option of retirement planning
corpus calculate

Now a new page will open in front of you.
On this page you have to click on the option of corpus calculator.

National Pension Scheme

• Now a new page will open in front of you.
• On this page you have to enter the information asked.
• Now you have to click on the submit option.
• The relevant information will be on your computer screen.
• Procedure to get information related to Annuity Service Provider
• First of all you have to go to the official website of नेशनल पेंशन स्कीम.
• Now the home page will open in front of you.
• On the home page, you have to click on the option of Annuity Service Provider.

Now a new page will open in front of you.
On this page you will be able to see the information related to the Annuity Service Provider.

Process to Locate Nearest Trustee Bank Branch

First of all you have to go to the official website of नेशनल पेंशन स्कीम
Now the home page will open in front of you.

After this you have to come to the option of Find Your Nearest Trustee Bank Branch.

As soon as you click on this option, the list of the bank will open on your screen.

Procedure to find Nearest NLCC

First of all you have to go to the official website of नेशनल पेंशन स्कीम
Now the home page will open in front of you.

On the home page, you have to click on the option of Find Your Nearest NLCC.

After this you have to click on the option of Click Here to Download.
As soon as you click on this option, the list of nearest NLCC will open on your screen.

Procedure to find CRA FC

First of all you have to go to the official website of नेशनल पेंशन स्कीम
Now the home page will open in front of you.

After this you have to click on the option of Find Your Nearest CRAFC.

• Process to find nearest CRA FC
• Now a new page will open in front of you.
• On this page you have to select your city.
• After this you have to click on the option of Go.
• The relevant information will be on your computer screen.
• D-Remit VID Generation Process

First of all, you have to go to the official website of नेशनल पेंशन स्कीम

Now the home page will open in front of you.

On the home page, you have to click on the link of National Pension System.
Now you have to click on the link for D-Remit VID Generation.
Now you have to click on Continue.

National Pension Scheme

After this, a form will open in front of you, in which the asked information such as Permanent Retirement Account Number, Date of Birth, OTP and Captcha code will have to be entered.

After that you have to click on the submit button.
In this way you will be able to do D-Remit VID Generation.
Process to View Annual Transaction Statement
First of all, you have to go to the official website of National Pension System.

Now the home page will open in front of you.
On the home page, you have to click on the link of National Pension System.
Now you have to click on the link of Annual Transaction Statement on Email.

National Pension Scheme

After this, a new form will open in front of you, in which you will have to enter your PRAN number and captcha code.
Now you have to click on the submit button.

The transaction statement will come to your email id as soon as you click on the submit button.

Portal login process
First of all, you have to go to the official website of National Pension System.

• The home page will open in front of you.
• On the home page, you have to click on the tab of login.
• Now you have to select your category.
• After this the login form will open in front of you.
• You will have to enter some information asked in the login form like username, password and captcha code.

• After that you have to click on the login button.
• This way you will be able to login.
• Procedure to Download NPS App
• You have to open Google Play Store or Apple App Store in your mobile phone.

• Now you have to enter NPS by NSDL e-gov in the search button.
• After this a list will open in front of you.
• You have to click on the option at the top of this list.
• Now you have to click on the install button.
• In this way you will be able to download the NPS app.

Grievance filing process

First of all you have to go to the official website of नेशनल पेंशन स्कीम
Now the home page will open in front of you.

On the home page, you have to click on the tab of Subscriber Corner.
Now you have to click on the link for Lodge Grievances/Enquiry.

National Pension Scheme

After this a new page will open in front of you.
You have to select your category in this page.
After this the grievance form will open in front of you.
You have to enter all the important information asked in this form.
After that you have to click on the submit button.
In this way you will be able to register the grievance.

Process to check Grievance Status

• First of all you have to go to the official website of नेशनल पेंशन स्कीम
• Now the home page will open in front of you.
• On the home page, you have to click on the tab of Subscriber Corner.
• Now you have to click on the link for Lodge Grievances/Enquiry.
• After this you have to go to the Track your Grievance/Enquiry section.
• Now you have to select your category.
• After this, a new page will open in front of you, in which you will have to enter your reference number.

Now you have to click on the search button.

Grievance Status will be on your computer screen.
The process of finding your nearest POP-SP
First of all you have to go to the official website of नेशनल पेंशन स्कीम.
Now the home page will open in front of you.
On the home page, you have to click on the link of Find your nearest POP-SP.

National Pension Scheme

Now a new page will open in front of you in which you have to select your state.
Now you have to select your district.
Information about your nearest POP-SP will be displayed on your computer screen.

Annuity calculation process
First of all you have to go to the official website of नेशनल पेंशन स्कीम
Now the home page will open in front of you.
On the home page, you have to click on the link for Annuity calculator.

National Pension Scheme
Now a new page will open in front of you, in which all the information asked like your date of birth, gender captcha code, annuity frequency, etc. will have to be entered.

Now you have to click on the submit button.
Process to Check PRAN Card Status
First of all you have to go to the official website of नेशनल पेंशन स्कीम.
Now the home page will open in front of you.

On the home page, you have to click on the link of Track PRAN Card Status.
National Pension Scheme
Now a new page will open in front of you in which you will have to enter the information asked.

Now you have to click on the submit button.
PRAN Card Status will be on your computer screen.
Process to Check PRAN Application Status

First of all you have to go to the official website of National Pension System.
Now the home page will open in front of you.
On the home page, you have to click on the link for PRAN Application Status
National Pension Scheme

Now a new page will open in front of you, in this you have to select the category.

नेशनल पेंशन स्कीम

Now a new page will open in front of you in which you will have to enter the receipt number and captcha code.
After this you have to click on the search button.
Registration and contribution status will be displayed on your computer screen.

Contact Us

First of all you have to go to the official website. After visiting the official website, the home page will open in front of you. On this home page you will see the option of Contact Us.

Contact details

You have to click on this option. After clicking on the option, the next page will open in front of you. On this page you will get all the contact details.

Helpline Number

Through this article, we have provided you all the important information related to the नेशनल पेंशन स्कीम. If you are still facing any kind of problem then you can contact on helpline number to solve your problem. The helpline number is 1800110069.