प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म |How to fill Pradhan Mantri Loan Yojana Online Form 2022: Best soliton
How to fill Pradhan Mantri Loan Yojana Online Form 2022? प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म
How to get loan from Aadhaar? Which banks provide Mudra loan? How can I take a loan sitting at home? Pradhan Mantri Mudra Yojana Form SBI
|योजना का नाम||प्रधानमंत्री मुद्रा लोन योजना|
|योजना का लांच||अप्रैल, 2015|
|योजना की शुरुआत||प्रधानमंत्री नरेंद्र मोदी जी द्वारा|
|योजना में लोन की राशि||50,000 रूपये से 10 लाख रूपये तक|
|योजना के लाभार्थी||छोटे व्यापारी|
|सम्बंधित विभाग||वित्त मंत्रालय|
|योजना का बजट||20,000 करोड़ रूपये|
|मुद्रा लोन टोल फ्री नंबर||18001801111 और 1800110001|
|मुद्रा लोन वेबसाइट||mudra.org.in|
|प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म||प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म 2023 [ब्याज दर, टोल फ्री नंबर]|
prime minister loan scheme online form
Pradhan Mantri Loan Yojana (Pradhan Mantri Mudra Yojana) has been started to rapidly increase the rural economy by giving loans to small businesses. Through Pradhan Mantri Mudra Yojana, any Pradhan Mantri Loan Yojana can easily take a loan of up to Rs 50,000 sitting at home without going to the bank by filling the online form.
प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म
If you also want to take advantage of Mudra Yojana, then definitely read this post till the end. In this post, all the information related to Pradhan Mantri Mudra Yojana has been given in detail.
What is Mudra loan and how to get it?
Mudra loan was started by Prime Minister Narendra Modi with the aim of strengthening the rural economy by providing loans to small entrepreneurs at an affordable rate. Mudra loan is divided into three phases –
- shishu loan
- Kishore Loan
- tarun loan
If a person wants to take this scheme, then before that it is very important to know some information related to it which is explained further.
|Key points of Pradhan mantri mudra loan yojana 2021|
|Scheme Name Pradhan Mantri Mudra Yojana|
|Announced by Prime Minister Shri Narendra Modi|
|Applicable Date 08 April 2015|
|Beneficiary Small Entrepreneur|
|Objective To boost rural economy|
|Official site https://www.mudra.org.in/|
|Pradhan Mantri Garib Kalyan Yojana|
|Pradhan Mantri Mudra Yojana Form Online|
|Pradhan Mantri Mudra Yojana PMMY has been done by the Central Government to start small|
|business. Any person who wants to do his own business can fill the Pradhan Mantri Mudra Yojana form online.|
One can get loan for the following business –
- be self directed
- be a co-owner
- For service sector company
- micro industry
- to repair shop
- for purchase of goods vehicle
- for food shops
- to cart
- for making micro products
- to sell fruit
- What is the rule of Mudra loan? What is the process of Mudra loan?
- The government has arranged three types of loans under this scheme and has given different rules for each, which are as follows –
What is Shishu loan?
If a person wants to start his business, then he can easily take a loan of up to Rs 50,000 under this scheme. For this, on applying online from home, it will be deposited in the account given by you.
What is Kishor Loan?
The amount of more than 50 thousand but less than 5 lakh is given under this. This scheme is for those who have started their business and want to expand it further.
To take advantage of this, the applicant has to contact his nearest bank branch. On the basis of his credit report, the bank employee will release the amount to him, on which the prescribed interest will also be charged.
What is Tarun Loan?
A maximum of Rs 10 lakh is allotted under the Tarun loan. This is for those entrepreneurs who have established business and want to expand their business in many areas.
This is the maximum amount of Mudra loan. The rate of interest in this scheme is determined on the credit report of the applicant. प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म
What are the documents required for Pradhan Mantri Mudra Yojana?
- identity card
- Aadhar card
- certificate of residence
- balance sheet
- gst number
- bank passbook
- mobile number
- pan card
- tax return
- Which banks provide Mudra loan?
Mudra loan is given by all the national banks of India as well as some private banks, rural banks also give Pradhan Mantri Mudra loan. Around 29 nationalized banks and private banks also provide PMMY loan.
Following are some of the main banks in the public sector and private sector that offer Mudra loans –
- state Bank of India
- Union Bank Of India
- Punjab National Bank
- Bank of Baroda
- Bank of India
- Axis Bank
- United Bank of India
- HDFC Bank
- ICICI Bank
- Gramin Bank etc.
How much loan is available in Pradhan Mantri Mudra Yojana?
Under Pradhan Mantri Mudra Loan Yojana (PMMY), a maximum loan of Rs 10 lakh can be availed. e mudra loan is divided into three parts and the interest rate for that is also different for each bank. प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म
Shishu loan up to a maximum of Rs.50,000
50000 to 5 lakh in Kishor loan
5 lakh to 10 lakh in Tarun loan
The government also provides a subsidy of 2 percent on the Pradhan Mantri Mudra Yojana.
Prime Minister Loan Scheme Online Form 2021
If you also want to take advantage of PM MUDRA scheme, then Pradhan Mantri Loan Yojana Online Form 2021 will have to be filled, for which you can apply online by visiting the official site of the bank.
Shishu loan will be available within a maximum of 30 minutes, for more you can go to your nearest bank. If you are also starting your business or have started and want to expand your business, then you can take advantage of this scheme.
How to take loan online?
Through PMMY, you can apply for a loan online from home and loans up to Rs 50,000 will be approved without going to the bank. For example, we tell you how to take a loan from Bank of India –
- How to get Mudra Loan from Bank of India?
- First of all click on go to the official site
- Then apply online tab will appear on the home page
- As you click on BOi MSME loan in just 59 minutes you have to click
- Now a new page will open in front of you, in which you have to click on MUdra Loan
- Now click on apply now
- register yourself
- log in again
- Now the box of MSME loan, Mudra loan, personel loan, auto loan will appear in front of you.
- Click on Mudra Loan
- Enter pan card number
- fill out your form
- As soon as you submit the form, the team of Bank of India will verify, then your loan amount will be credited to your account.
- प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म 2023 [ब्याज दर, टोल फ्री नंबर]
How to take loan without interest?
If the same question is arising in your mind, then it is bound to happen, then let us tell you that you can take a loan without interest.
It is often seen that any person leaves his job in a company after reducing it for 1 year or two years or starts working in another company, in such a situation his PF account does not run smoothly. And at the time of any emergency, he has to withdraw his entire money, that is why such a system has been made.
PF account holders can now take loans up to 90 percent of the amount deposited from their PF account without interest. The organization of provident fund has decided that the employee or person whose contribution in PF is being made continuously or is being deposited by the company, can now take loan without interest.
How to take loan without guarantee?
In Mudra Yojana, any loan whether it is Shishu, Kishor or Tarun loan, up to a maximum amount of 10 lakhs, you will get it easily without any guarantee and without any discrimination. प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म
This scheme run by the Prime Minister is a business loan scheme which has been started under MSME, whose main objective is to take care of more and more people, especially people in rural areas, who cannot do their business due to lack of capital. has been started by placing
How to get Mudra loan for women?
Women will also have to follow the same process for taking Mudra loan, which is for men, but in this scheme, special emphasis is being laid on the basis of first preference for women.
The use of Mudra Yojana is only for non-agricultural work in which women can easily take advantage of it. Along with this, all banks also provide concession in the rate of interest to women.
प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म Mudra Loan For Women
Special benefits have been provided for women in this scheme. The government has decided to allot a special budget for Mudra credit only to women applicants. Along with applying in this scheme, women applicants can start their own business individually or in the form of partnership. For this, they can start small businesses like saloon, handicraft and tailoring units.
According to an estimate, loans worth Rs 1.8 lakh crore have been disbursed so far and 70 per cent of Mudra credit holders in the country are women. Those who have achieved this and this figure will increase in the years to come.
प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म Mudra Loan For SC ST and OBC
A target has also been set to include the beneficiaries of ST, SC and OBC categories in this scheme. To take advantage of this scheme, these beneficiaries will have to submit their ST, SC or OBC caste certificate along with the Mudra loan application form. According to a government report, 20 percent of the beneficiaries in India are from the SC category, 5 percent from the ST category and 35 percent from the OBC category, who are taking advantage of this Mudra loan.
Areas covered by Mudra Bank Yojana (Which Sectors will be Covered by Mudra Bank Yojana ?)
Initially, this Pradhan Mantri Mudra Bank Yojana has targeted some selected sectors, in which the sectors to be included are land transport, textile products, food products and social, personal and community services etc. Later, according to the success of the scheme, more areas can be included in it. But it cannot happen soon, it will take at least a few more years to scale up.
Difference between Mudra Loan and Personal Loan
Mudra loan is a special loan that can be available only to traders or for use in business. While personal loan is a universal type of loan that can be available to satisfy the financial needs of an individual.
Mudra loans are governed by the Government of India, in which the limit for availing an amount up to Rs.10 lakh is fixed. Whereas personal loan is available in both public and private banks. This means that there is no limit to the loan. This is decided by the bank management.
The interest rate offered in Mudra loan ranges from 10 to 16 percent, and the interest rate depends on the bank, loan category and loan amount. Whereas instead of this, the interest rate in personal loan is charged from 11 to 22 percent. Which depends on the bank’s policy.
In this scheme, loan credit is done through Mudra card. Which is specially given for applicants from banks. On the other hand, the personal loan amount is credited to the personal account of the applicants.
Thus, if the Pradhan Mantri Mudra Bank Yojana is successful, then the entire economy of the country will grow in the coming years. And will help India emerge as one of the most powerful economies in the world.
प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म 2023 [ब्याज दर, टोल फ्री नंबर]
The helpline numbers of E mudra yojana have been issued separately for all the states. Along with this, National Toll Free Number has also been issued.
|1800 180 1111|
|1800 11 0001|
|Click for list of helpline numbers of all states|
PM Mudra Yojana FAQ
How to apply for Mudra loan?
The application form is available at mudra.org.in from which you can download the form and fill all the required details. The application process may be slightly different in different banks. You should visit the nearest branch of the desired bank
- Which banks offer Mudra loan?
- Both private and public sector commercial banks are eligible to give Mudra loans.
- What is the repayment tenure of Mudra loan?
- Repayment period of Mudra loan is maximum 5 years
- Is there any special Mudra loan scheme for women?
- Yes. United Mahila Udyami Yojana is a part of Mudra Yojana
- Is there any reservation system for Mudra loan?
- No. Any micro enterprise or sole proprietor can apply for Mudra loan.
- What is the interest rate of mudra loan?
Process of application in Pradhan Mantri Mudra Loan Scheme 2022
Interested citizens of India who want to register online Pradhan Mantri Mudra Loan Yojana 2022. They can easily check by following the steps given below-
First of all you have to visit the official website of Mudra Loan Scheme. After this the homepage of the website will open in front of you.
- Mudra Loan Scheme
- On the homepage of the website, you will see the types of Mudra Yojana which are as follows: –
Here you have to choose one of the three types according to you, after which a new page will open in front of you.
You have to download the application form from this page. After downloading the form, take a print-out of it.
Now you have to fill all the important information asked in this application form carefully. After entering all the information, attach the relevant documents with the form.
After this, you have to submit this application form by taking it to your nearest bank branch. Here your application will be verified, after 1 month the loan amount will be deposited in your bank.
offline process प्रधानमंत्री लोन योजना ऑनलाइन फॉर्म
First of all, you have to go to the concerned bank covered under Pradhan Mantri Mudra Loan Yojana.
You have to collect the Mudra loan application form from the concerned officer in the bank. After this, you have to fill all the necessary information in this form like: – Name, Address, Mobile Number, Aadhaar Card etc.
After filling all the information, attach all the necessary documents with the form and submit it to the bank officer.
Your form will be checked and verified by the bank officials, after 1 month the loan amount will be deposited in your bank account.
Procedure to login to Mudra Portal
First of all you have to visit the official website of Mudra Loan Scheme. After this the homepage of the website will open in front of you.
On the homepage of the website, you have to click on the login button, after which a new page will open.
Login to Mudra Portal
In this page, fill your name, password and captcha code and click on the given login button.
In this way you will be able to login to PM Mudra Portal.
मुद्रा लोन योजना हेल्पलाइन नंबर – PM Mudra Loan Helpline Number
|अंडमान और निकोबार||18003454545|
|दमन और दीव||18002338944|
|दादरा नगर हवेली||18002338944|
|जम्मू और कश्मीर||18001807087|
|दिल्ली के एन.सी.टी.||18001800124|
Interest rate under Mudra Yojana is charged according to the bank, 12 to 18 percent rate of interest can be charged under the scheme, it depends on the bank.
Friends, in this post all the information related to Pradhan Mantri Loan Yojana online form has been explained in detail. Then if there is any suggestion or complaint, then you must comment on us.
Question – What is the repayment period of Mudra Loan?
Answer – The repayment period of Mudra loan is up to a maximum of 5 years.
Question – In how many days Mudra loan is done?
Answer – Maximum in 5-7 days