APY Rule Change 2023 : अटल पेंशन के नियम बदलें, FREE जाने क्या है नए नियम
APY Rule Change 2023: Atal Pension Yojana is a great scheme for you! There are crores of people in the country who are salaried but do not have any means of getting pension, so investing in some schemes run by the central government is a good option for such people. Apart from this, you have the option of investing in the government’s NPS i.e. National Pension Scheme!
APY Rule Change 2023
At that time this scheme was started for the people working in the unorganized sector but now other people in the age group of 18 to 40 years can also avail this pension. So if you also want to apply in this (APY Pension Scheme) scheme, then we are telling you the easy way!
Apply like this: APY Rule Change 2023
- Visit the official website of Atal Pension Yojana enps.nsdl.com
- If you have the APY app, you can also go to the Atal Pension Yojana (APY Pension Scheme) mobile app!
- Click here for APY application!
- You have to fill your Aadhaar card details.
After giving the information, an OTP will be sent to the mobile number linked to your Aadhaar card.
Enter the OTP, and then fill all your bank account details here!
The bank will verify your account information, after which the account will be activated.
After activating the account you will have to provide your premium payment details.
You also have to tell about your nominee.
- In the end you will have to e-sign which will be for verification.
- Your registration will be complete!
- You can invest monthly, quarterly and half-yearly in this Atal Pension Yojana! You will have to invest till the age of 42, after which your total investment in 42 years will be Rs 1.04 lakh and after 60 years you will get a monthly pension of Rs 5000!
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Changes in the rules of Atal Pension Yojana: APY Rule Change 2023
To meet the post-retirement expenses, the government has started several pension schemes including Atal Pension Yojana. APY was started by Modi government in 2015. Its account can be opened at the age of 40! Atal Pension Yojana (APY Pension Scheme) is especially for the workers of the unorganized sector! Under the Central Government’s very popular pension scheme Atal Pension Yojana (APY), after 60 years, you can get a pension of Rs 60,000 annually by depositing just Rs 210 per month!
This benefit can be availed between the age of 18 to 40 years
Any person between the age of 18 to 40 years can take advantage of this non-deductible pension scheme (Atal Pension Yojana)! If he is a citizen of India! He has a bank account! This pension (APY pension scheme) scheme is for people working in the unorganized sector!
Premium increases with age: Atal Pension Yojana
Under the Atal Pension Yojana (Atal Pension Yojana), if an 18-year-old person deposits Rs 42 per month at the age of 60, then he will get a pension of Rs 1000 per month! On depositing Rs.210 per month pension at the age of 18, after retirement, you get Rs.5000 per month pension! However,
the premium amount increases with age. If a person wants to take advantage of Atal Pension Yojana (APY Pension Scheme) at the age of 40 years, then he will have to deposit 100 rupees! 291.1 thousand per month for a pension of Rs. 291.000 per month and Rs. 1454.5 thousand per month for a pension of Rs. ,
Get more benefits: Changes in rules of Atal Pension Yojana
Tax benefit is available under section 80CCD of income tax on the premium of Atal Pension Yojana! The maximum limit of deduction under section 80CCD is Rs 2 lakh. An additional deduction of Rs 50,000 is also included in this pension account!
Money can also be refunded to the nominee
In this, the contributors get a fixed pension after the age of 60 years or in case of death of the subscriber. After husband or wife gets guaranteed pension! Apart from this, there is a provision to return the total accumulated pension fund to the enrolled person till the age of 60 years in the Atal Pension Yojana (APY Pension Scheme). Also, if both the subscriber and the spouse die! So the nominee (Atal Pension Yojana) will get pension!