Best Atal Pension Yojana 2023: 5000 महीने की पेंशन पाएं, अटल पेंशन योजना आवेदन फॉर्म

Atal Pension Yojana 2023: Friends, everyone wants their retirement life (old age) to be well spent, because in this era of inflation, it is very important for us to have a source of income for retirement. So that we can meet our daily expenses in old age, because old age is such a time, for which if we do not save even a little from the beginning, then after the age of 60 we are going to have a lot of trouble.

Keeping these things in mind, the Atal Pension Yojana was started on June 1, 2015 by the Prime Minister of our country, Narendra Modi. So that common citizens can make their old age good little by little in this scheme from an early age. If you do your right investment from the beginning, then you will not need to ask anyone in old age.

Atal Pension Yojana 2023 is no less than a boon for middle and lower class people. Today we are going to give you all kinds of information related to Atal Pension Yojana so that by taking advantage of this scheme, you too can secure yourself and your family’s future. Here we are going to give you complete information about what is Atal Pension Yojana, benefits of Atal Pension Yojana, necessary documents, APY chart etc. So read this post till the end.

Atal Pension Yojana 2023

Atal Pension Yojana was launched by the Central Government in May 2015. The main objective of this scheme is to provide financial assistance to the people even after retirement by giving a fixed amount. Under this scheme, the government provides pension to the beneficiary in the form of regular income even after retirement. People in the age group of 18 to 40 years can take advantage of this scheme. Under Atal Pension Yojana 2023, even after the death of the beneficiary, the family members of the beneficiary continue to get the benefit of the APY Scheme.

Short Details of Atal Pension Yojana 2023

योजना	अटल पेंशन योजना
शुरुआत	वर्ष 2015
किसकी योजना है	केंद्र सरकार की।
लाभार्थी	असंगठित क्षेत्र के लोग।
उद्देश्य	पेंशन प्रदान करना
आधिकारिक वेबसाइट	https://jansuraksha.gov.in/
अटल पेंशन योजना आवेदन फॉर्म	यहां क्लिक करें।
अटल पेंशन योजना क्लेम फॉर्म	यहां क्लिक करें।

Objective of Atal Pension Yojana 2023

The main objective of this scheme is to make the citizens working in the unorganized sector financially self-reliant by giving them pension scheme funds. By applying in Atal Pension Yojana, citizens will not have to depend on anyone after the age of 60 years.

Membership can be taken between the age of 18 to 40 years.

Any person in the age group of 18 to 40 years can join the Atal Pension Yojana. That is, from the age of 18 to the age of 40, you can be a part of this scheme. Once you subscribe, you have to remain a member till the age of 60 years and keep paying your premiums to remain a member. After the completion of 60 years of age, the government starts giving you pension installments.

Installments have to be deposited till the age of 60 years

To take advantage of this, you have to deposit money in installments till the age of 60 years. According to your financial capacity, you can decide yourself how much money you have to pay as pension installment. According to your accumulated capital, the government also adds some money to it. After this, on completion of 60 years of age, the government starts giving you pension. According to your deposit amount, you get pension from 1000 to 5000 rupees every month.

1000 to 5000 pension every month after the age of 60 years

You will get a fixed pension of Rs 1000, 2000, 3000, 4000, or 5000 every month after attaining the age of 60 years depending upon the contribution made by you in the scheme. While enrolling in the scheme, you will have to choose the amount of your pension, but keep in mind that the installments will also be made according to the amount chosen by you. We have given information about how much you have to deposit to get how much pension through the tables at the end of this article.

Benefits of Atal Pension Yojana 2023

By investing in APY Scheme, the beneficiary is given pension from the government after retirement, so that you can bear your own expenses and you do not have to depend on anyone.

Through this scheme, your income remains constant even after retirement.
On the death of the Atal Pension Yojana (pension holder), the pension amount is given every month to the beneficiary’s wife and the child born after the wife.

The government also gives its contribution in Atal Pension Yojana, as a result of which you get pension every month after retirement.

The amount of pension under this scheme depends on the investment made by you and your age. For example, if a person has taken this scheme at the age of 18 years, then he has to invest Rs 210 every month and after retirement i.e. from the age of 60 years, the beneficiary will get a pension of Rs 5000 per month. The sooner you join this scheme, the more benefits you will get.

Under the Atal Pension Yojana, the maximum monthly pension amount is Rs 5000 and the minimum is Rs 1000.
Under this plan, you have to pay the premium till the age of 60 years. After 60 years you get pension every month.
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Eligibility for Atal Pension Yojana

The native must be an Indian to avail the benefits of this scheme.
The age of the beneficiary should be 18 to 40 years.
The benefits of this scheme can be availed by only those people who are out of the income tax slab.
To get pension under this scheme, you have to invest for a minimum number of years.
Those who are government employees or are already taking benefits of schemes like EPF/ECS, they will not get the benefit of Atal Pension Yojana.

Documents required for Atal Pension Yojana

• The applicant must have a bank account and the bank account must be linked to the Aadhaar card.
• Aadhar Card
• identity card
• mobile number
• passport size photo
• age certificate
• address proof

The amount of pension and installments can also be reduced or increased.
Later, if your income continues to fluctuate, then you can also change the amount deposited for Atal Pension Yojana. In the beginning of the scheme, this change was allowed only once in a year in the month of April. Now you can change the installments of the deposit anytime within a year, but you can do so only once in a financial year. This new rule has come into force from 1 July 2020. Your installment amount will also keep on increasing or decreasing according to the increase or decrease in the pension amount.

If you increase the amount of pension, you will have to deposit the difference between the required contribution and the contribution made by you. Along with this, compound interest at the rate of 8 percent will also have to be deposited on this additional deposit. If you reduce the pension amount, the excess amount contributed is returned to your old subscriber.

Operation of APY
The prestigious Atal Pension Yojana of the Government of India is being operated by the Pension Fund Regulatory and Development Authority. Under this, National Pension System (NPC) is being used for enrollment of subscribers.

When can I join the Atal Pension Yojana?

Any person in the age group of 18 to 40 years can join Atal Pension Yojana, that is, can take subscription. In this, the premium comes less for an 18-year-old and more for a 19-year-old. Thus, as the age increases, the premium increases. The premium amount will have to be paid till the age of 60 years. In this way, the pension starts on completion of 60 years.

That is why in today’s article, we have tried to give you all kinds of information related to Atal Pension Yojana. Here we have told you about what is Atal Pension Yojana, benefits of Atal Pension Yojana, necessary documents, APY chart etc. Hope you have liked this article of ours.

Atal Pension Yojana Form (How to apply?)

You can download the form of Atal Pension Yojana by visiting the official website of Jan Suraksha. You can download the notification, application form and frequently asked questions related to the scheme by visiting its official website. To download the form you have to follow the following steps.

First of all, one has to go to the official website of Jan Dhan Jan Suraksha npscra.nsdl.co.in/scheme.

Atal Pension Yojana 2023

You will see some options on its home page, here you click on the option of form.
On the next screen you will see three options Suraksha Bima Yojana, Jeevan Jyoti Bima Yojana and Atal Pension Yojana. Here you click on the option of Atal Pension Yojana.
Now you will again go to the next page, here you will see the option of Atal Pension Application Form and Atal Pension Claim Form.
You click on the Application Form/Claim Form, thus its PDF file will be downloaded on your screen.

In this way, you can download the Atal Pension application form and claim form from Jan Dhan Jan Suraksha Portal.

FAQs about Atal Pension Yojana 2023