Atal Pension Yojana Latest Updates: In the Central Government’s Atal Pension Yojana, both husband and wife can get pension! Every person wants a good future after his retirement and for this pension planning is very important. If you are also planning to secure your future after retirement (APY Scheme), then this news can be useful for you! This pension scheme is very special!
Atal Pension Yojana Latest Updates
In fact, under the Central Government’s Atal Pension Yojana, husband and wife can take a pension of Rs 10,000 every month by opening separate accounts! There are many benefits of this pension scheme, about which we are going to tell you today in this article.
This Atal Pension Yojana is managed by the Pension Fund Regulatory and Development Authority (PFRDA) through the National Pension System (NPS). This APY Pension Scheme (APY Pension Scheme) is a guaranteed pension scheme! In this, a person can get pension ranging from Rs 1,000 to Rs 5,000 every month by opening an account! The Central Government contributes 50% of the subscriber’s contribution or Rs 1,000, whichever is less.
How to get out of Atal Pension Yojana: Atal Pension Yojana Latest Updates
On attaining the age of 60 years: You are entitled to 100% pension on exit at the age of 60 years! In such a situation, you will start getting pension.
In case of death due to any reason: Subscriber of APY Pension Scheme, in case of death of his/her spouse and in case of death of both (subscriber and spouse), the pension amount of his/her Will be given to the nominated person!
Before the age of 60 years: Exit from the pension scheme (Atal Pension Yojana) is not allowed before the age of 60 years! However, it is allowed in exceptional circumstances like death or terminal illness of the beneficiary.
Information about Atal Pension Yojana
People in the age group of 18 to 40 years can register their names in this Atal Pension Yojana!
Investment in this APY Pension Yojana (APY Pension Yojana) depends on your age!
In Atal Pension Yojana, you get minimum pension of Rs.1000 and maximum pension of Rs.5000.
APY scheme was started in the year 2015: Atal Pension Yojana Latest Updates
Atal Pension Yojana was started by the Modi government in the year 2015. Although then it was started by the government for people working in the unorganized sector, but now any citizen of the age group of 18 to 40 years can enroll in this (APY Pension Scheme) scheme and take it! Its advantage! Under this scheme, you will start getting pension after 60 years!
If a person joins the Atal Pension Yojana at the age of 18, then he will start getting a pension of Rs 5000 after the age of 60! For this APY Pension Scheme (APY Pension Scheme), a person will have to deposit Rs 210 every month! On the other hand, if the husband and wife whose age is less than 30 years, then they will have to pay Rs 570 every month.
If their age is above 35 years, then they will have to deposit Rs 902 in their (APY Account) account every month, after which they will get a pension of Rs 10,000 every month {after 60 years}!
How to open APY account
You have to fill the APY registration form.
Provide the required details like bank account, aadhaar number and mobile number.
Provide details of enrollment and KYC documents.
After opening the APY account, make sure to keep money in the savings bank account according to the installment to be deducted every month!
One person cannot open more than one APY account.
What is Atal Pension Yojana
Atal Pension Yojana (Atal Pension Yojana) to the people working in the unorganized sector! Designed with that in mind! Fixed pension is available from the age of 60 under the Atal Pension Yojana. This scheme minimum pension of Rs 1,000 per month (Rs 12,000 annually)! And provides a maximum of Rs 5,000 per month (Rs 60,000 annually)! Any person in the age group of 18 to 40 years can join this scheme.
How much the customer has to pay depends on his age. In the Atal Pension Yojana (APY Pension Scheme), this pension is given to the pensioner for life. After his death, the husband or wife will continue to get pension.
what is special about it
These are some of the benefits of APY Pension Scheme! That this scheme provides benefits of monthly income to the citizens. When they are not earning Also, of this Atal Pension Yojana! Under, if the actual return received on the pension contribution, of the contribution period! During this period, if the minimum guaranteed return is less than the estimated return, then the government will compensate it.