Bajaj Finance Home Loan: If you are thinking of building your own house but are unable to build your own house due to lack of money, then you can solve this problem by getting Bajaj Finance Home Loan and build your own house. You can buy your own house by getting a home loan from here.
You can get a home loan up to Rs.5 crore from Bajaj Finance. The interest rate for this home loan starts from 8.30% per annum and you are given a tenure of 30 years by Bajaj Finance to repay this loan. If you do not have the money to build a house, then you can apply for a home loan from Bajaj Finance by reading this article completely.
Bajaj Finance Home Loan in Hindi
Bajaj Finance offers you the facility of home loan up to Rs.5 crore. You can take a tenure of 30 years to repay this home loan. Once your loan is approved, the home loan amount is transferred to your account within 48 hours. Bajaj Finance also offers home loans with interest rates linked to the repo rate. There are zero prepayment and foreclosure charges on the Bajaj Finance Floating Interest Rate. You can easily apply for a home loan with Bajaj Finance.
For this you need very few documents. You can also get the benefit of interest subsidy under Pradhan Mantri Awas Yojana. You can apply for Bajaj Finance Home Loan through both online and offline mode. Before taking any type of loan, you should have complete information about the installment at the time of payment of the loan.
Highlight of Bajaj Finance Home Loan
| लोन का नाम | Bajaj Finance Home Loan |
| ऋण दाता का नाम | Bajaj Finserv |
| ब्याज दर | 8.30% प्रतिवर्ष से शुरू |
| लोन अवधि | 30 वर्ष |
| ऋण राशी | 5 करोड़ |
| प्रोसेसिंग शुल्क | ऋण राशी का 7% तक |
| आवेदन मोड | ऑनलाइन / ऑफलाइन |
| ऑफिसियल वेबसाइट | www.bajajfinserv.in |
Interest Rate of Bajaj Finance Home Loan
Before taking any type of loan, the borrower should know its interest rate. Bajaj Finance Home Loan interest rate starts from 8.30% per annum.
Bajaj Finserv Home loan Fees & Charges
| प्रोसेसिंग फीस | ऋण राशी का 7% तक |
| लोन स्टेटमेंट शुल्क | शून्य |
| ब्याज़ और मूलधन स्टेटमेंट शुल्क | शून्य |
| EMI बाउंस शुल्क | अधिकतम 3,000 रूपये |
| दंड ब्याज़ | 2% तक |
| सुरक्षा शुल्क | 4,999 रूपये तक (एक बार) |
Bajaj Finance Home Loan Benefits and Features
The home loan amount depends on factors like your credit score and your income.
You can apply for a Bajaj Finance Home Loan for the purchase of a land, construction of a house or renovation of a house.
Under the Pradhan Mantri Awas Yojana run by the Government of India, you can also get the benefit of interest subsidy on home loan.
You can calculate the home loan EMI by visiting the official website of Bajaj Finance.
Some Key Features of Bajaj Finance Home Loan
Easy Balance Transfer
Bajaj Finance offers you the facility to transfer your existing home loan. You can apply to Bajaj Finance for home loan transfer and avail top up loan at a nominal rate of interest.
top up loan
With Bajaj Finance, you can also avail a high value Top Up Loan along with your existing home loan to meet your needs with less documentation and a lower interest rate.
Part prepayment and foreclosure options
You can prepay your loan with Bajaj Finance. Bajaj Finance offers you the convenience of prepayment and for closure. Traders and builders can also avail top up loans from Bajaj Finance at no additional cost.
minimum documents
You require very few documents to avail a Bajaj Finance Home Loan. Applying for a home loan with Bajaj Finance is very easy.
customized insurance plans
Bajaj Finance offers customized insurance plans to protect your family from the burden of home loan repayments should something unforeseen happen to you.
Eligibility of Bajaj Finance Home Loan
For Bajaj Finance Home Loan, the applicant must be a permanent resident of India.
Any salaried person or self-employed person in India can apply for a home loan.
The CIBIL score of the applicant for home loan should be 750 or above.
The age of the salaried person should be between 23 to 62 years for home loan.
Self-employed person should be between 25 to 70 years of age to avail a home loan.
Salary person should have at least 3 years of work experience.
The self-employed person should have at least 5 years of work experience to qualify for the home loan.
The salary of a salaried person should be between ₹30000 to ₹50000 to avail a home loan.
Self-employed person’s salary should be from ₹ 30000 to ₹ 40000.
Documents Required for Bajaj Finance Home Loan
- passport size photo
- KYC documents
- Identity Proof (Pan Card/Driving License/Voter ID Card/Passport)
- Address Proof (Electricity Bill/Water Bill/Telephone Bill/Passport/Aadhaar Card/Voter ID Card/Driving License)
- Proof of business continuity of 5 years for self-employed individuals
- Income Proof (Last 6 Months Salary Slip or Form 16 Bank Account Statement)
- Apply Online for Bajaj Finance Home Loan
- To apply online, first of all you have to visit the official website of Bajaj Finance.
Bajaj Finance Home Loan
On the home page of the website, you have to click on the option of home loan.
After this, all the information related to the home loan will appear on your screen.
Now click on the option of Apply Online.
After this, the form related to home loan will open in front of you.
You have to enter all the necessary information sought in this form and click on submit.
After this, a Bajaj Finance employee will contact you and the loan process will be continued further.
A Bajaj Finance representative will get in touch with you for your pre-approved offer.
Offline Process for Bajaj Finance Home Loan
- You will need to visit a Bajaj Housing Finance branch to avail a Bajaj Finance home loan.
- There you have to contact the branch employee.
- The staff there will provide you with information related to the home loan.
- After this your documents will be verified.
- And then you have to fill an application form.
- Along with the application form, you will have to attach the necessary documents and submit the form there.
- In this way you will be able to apply for home loan offline.
Important /Link
| Home Page | Click Here |
| Direct Link To Apply Online | Click Here |
| Official Website | Click Here |