Benefits Of Sukanya Samriddhi Scheme Know what is Sukanya Samriddhi Yojana, and see the benefits of the scheme here 2023

Benefits Of Sukanya Samriddhi Scheme

Benefits Of Sukanya Samriddhi Scheme

Benefits Of Sukanya Samriddhi Scheme: Under Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), the Government of India started Sakanya Samriddhi Yojana (SSY Scheme) to help the parents or guardians of girls for important things like good education and marriage. Is ! By opening the account of this scheme, you can deposit Rs 1.27 lakh to Rs 63.68 lakh for your daughter.

Benefits Of Sukanya Samriddhi Scheme

The government also gives good interest on this Sukanya Samriddhi Yojana account and also gives tax exemption! In this article, we will know what are the benefits of Sukanya Samriddhi Yojana (SSY Scheme)! What are the benefits of the scheme

Benefits Of Sukanya Samriddhi Scheme

Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) was started on 22 January 2015! This scheme was started under the “Beti Bachao Beti Padhao” program of the Central Government. The benefits of this scheme (SSY Scheme) are as follows-

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You can raise from Rs 1.27 Lakh to Rs 63.68 Lakh for your daughter

Benefits Of Sukanya Samriddhi Scheme
Benefits Of Sukanya Samriddhi Scheme

In Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), there is an exemption to deposit a minimum of Rs 250 to a maximum of Rs 1.50 lakh every year! If you also deposit a minimum of Rs 250 every year! So you get Rs 1.27 lakh back on maturity of the account! If you deposit up to its maximum deposit limit i.e. Rs 1.50 lakh every year! So your daughter gets Rs 63.65 lakh back at the end of the account tenure! Similarly in the scheme (SSY Scheme) you get more or less amount back according to your deposit! How much money will you get back after depositing how much money! To know this see our article –

Sukanya Samriddhi Yojana gives more interest than FD, RD, NSC, PPF

By depositing money in Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), you get more interest than Fixed Deposit (RD), National Saving Certificate (NSC), Kisan Vikas Patra (KVP)! You can understand this fact from the table given below, the interest rate in the scheme (Benefits Of Sukanya Samriddhi Scheme)-

बचत योजना का नामब्याज की दर
5 साल का पोस्ट ऑफिस एफडी7.0%
डाकघर आर.डी5.8%
राष्ट्रीय बचत प्रमाणपत्र (एनएससी)7.0%
किसान विकास पत्र (केवीपी)7.2%
सार्वजनिक भविष्य निधि (पीपीएफ)7.1%
सुकन्या समृद्धि योजना (SSY)7.6%
डाकघर बचत खाता4.0%
Benefits Of Sukanya Samriddhi Scheme

Clear from this table! That if you open Sukanya Samriddhi Yojana account in the name of your daughter! So your money grows faster than other schemes (SSY Scheme)! That means your daughter gets more money!

Sukanya Samriddhi account can be opened by depositing only Rs.250.

People with very low income can also open their daughter’s Sukanya Samriddhi Yojana account! You can open a Sukanya Samriddhi (SSY Scheme) account for your daughter by depositing just Rs 250 in the post office or bank! There is facility to open this account in post offices and all public sector banks. Some big private banks also provide the facility to open Sukanya Samriddhi Yojana Account (SSY Account)! We are also giving the names of these banks in the table below-

ICICI Bank (ICICI) IDBI Bank (IDBI)

भारतीय स्टेट बैंक (एसबीआई)बैंक ऑफ इंडिया (बीओआई)
पंजाब नेशनल बैंक (पीएनबी)इंडिया ओवरसीज बैंक (IOB)
बैंक ऑफ बड़ौदा (बीओबी)पेंटल बैंक ऑफ इंडिया (सेंट्रल बैंक)
यूनियन बैंक (यूबीआई)यूको बैंक
केनरा बैंकपंजाब एंड सिंध बैंक (पी एंड एस बैंक)
इंडियन बैंकबैंक ऑफ महाराष्ट्र (बीओएम)
एचडीएफसी बैंक (एचडीएफसी)ऐक्सिस बैंक
आईसीआईसीआई बैंक (आईसीआईसीआई)आईडीबीआई बैंक (आईडीबीआई)
Benefits Of Sukanya Samriddhi Scheme

You can deposit money any number of times in a year or month
There is no obligation to deposit lump sum money in Sukanya Samriddhi Yojana! You can also deposit little by little according to your income. Every year you can deposit money whenever you want and as many times as you want! In the scheme (SSY Scheme), just keep in mind that – less than Rs.50 at a time and less than Rs.250 in a year cannot be deposited! And that too who cannot deposit more than Rs 1.50 lakh in any 1 financial year!

Sukanya Samriddhi Scheme

If the girl gets married after completing 18 years of age, then you can withdraw the entire money even after closing the Sukanya Samriddhi Yojana (SSY SCheme) account opened in her name! It is allowed to do this 1 month before or 3 months after the date of marriage of the girl. In this way you can get good benefits in this Sukanya Samriddhi Yojana!

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