HDFC FD Rates 2023: FD done in HDFC Bank, getting great interest, know new rates here: HDFC Bank Fixed Deposit has been a favorite investment option for Indians for a long time. They are safe, give good returns and are easy to open and operate.
Regular fixed deposits ensure that your earnings grow consistently and smoothly. Its key features like attractive interest rates, multiple interest payment options, and zero premature closure penalty make it an ideal investment for your hard-earned money.
HDFC FD Rates 2023
HDFC Bank offers a wide range of Fixed Deposit (HDFC Bank Fixed Deposit) which offers good rate of return and comes with various other benefits. Some of the features of HDFC Bank FD include nomination facility, flexible tenure options, auto renewal facility, various interest payment options, loan/overdraft facility, etc. Opening HDFC Bank FD online is very easy and it can be done at the click of a button in a paper-free manner.
Key Benefits for HDFC FD Rates – Fixed Deposit Benefits
A Fixed Deposit is one of the most popular financial instruments among the general saving public in India as it offers a higher rate of interest than a regular savings account. Fixed Deposit is the safest among those investments which give high returns after a period. The interest rate on fixed deposits (HDFC Bank Fixed Deposit Interest Rate) varies from tenure to tenure.
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HDFC Bank offers you great rates, flexibility and safety for your Fixed Deposits with even higher interest for our senior citizens. Enjoy our facilities of booking your deposit through Net Banking and the facility of automatic renewal from HDFC Bank. Minimum investment amount can be as low as INR 1000/-
Interest Rates for Regular Fixed Deposit – FD Interest Rate
Mentioned below are the Fixed Deposit Interest Rates applicable for the tenure. The fixed deposit interest rates mentioned below are applicable from January 12, 2023
- For Domestic and NRE*/NRO Retail Fixed Deposits (for amount below INR 2 Crore)
| Tenor | Interest Rate (per annum) | **Senior Citizen Rates |
|---|---|---|
| 7 – 14 days | 2.50% | 3.00% |
| 15 – 29 days | 2.50% | 3.00% |
| 30 – 45 days | 3.00% | 3.50% |
| 46 – 60 days | 3.00% | 3.50% |
| 61 – 90 days | 3.00% | 3.50% |
| 91 days – 6 months | 3.50% | 4.00% |
| 6 mnths 1 days – 9 mnths | 4.40% | 4.90% |
| 9 mnths 1 day < 1 Year | 4.40% | 4.90% |
| 1 Year | 4.90% | 5.40% |
| 1 year 1 day – 2 years | 5.00% | 5.50% |
| 2 years 1 day – 3 years | 5.20% | 5.70% |
| 3 year 1 day- 5 years | 5.40% | 5.90% |
| 5 years 1 day – 10 years | 5.60% | 6.35% |
HDFC Bank FD Eligibility Criteri
Both new and existing customers of HDFC Bank can open Fixed Deposits. Following are the types of customers who can open Fixed Deposit Account: Individual, Minor, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Body, Co-operative Society, Trust, Partnership, NGO and, Private Limited.
How to apply for HDFC Bank FD
Online Application – You can also contact us and our customer care executive will fix a service appointment with our Relationship Manager to help you with the application process.
eligibility
Get details on eligibility criteria and documents required for HDFC Bank Regular Fixed Deposit! The individuals and groups eligible for Regular Fixed Deposit are given below:
- Resident
- hindu undivided family
- sole proprietorship firms
- partnership firm
- limited companies
- trust accounts
- Some things to note:5,000 initial deposit of Rs. Required to open Fixed Deposit. With effect from 01 April 2010, PAN is mandatory for booking Fixed Deposits if the total Fixed Deposit per Customer ID exceeds Rs.50,000/-!
Additional Information
Easy investment with high returns
Great rates, flexibility and security – all in one offering
Higher Interest Rate on Fixed Deposits for Senior Citizens (HDFC Bank Fixed Deposit Interest Rate)
Deposit booking facility through NetBanking