Jeevan Jyoti Bima Yojana 2023: Jeevan Jyoti Bima Yojana has been started by the Government of India to benefit the citizens of the country. Under this scheme, if an applicant dies before 55 years, then his nominee will be provided life insurance of ₹ 200000 under this scheme. If you also want to get your life insurance done through this scheme, then definitely read this article carefully. To apply in this scheme, you will need some qualifications and requirements, whose detailed information we are going to tell you in this article. To apply for Jeevan Jyoti Bima Yojana, you have to adopt the offline process.
What is Jeevan Jyoti Bima Yojana?

The government has started this scheme to insure the life of the citizens. Under this scheme, the minimum age of the citizens should be 18 years and the maximum age should be 50 years. The maturity age of this scheme has been fixed at 55 years. Through this scheme, the people of the poor class will also have life insurance and at the same time the future of their children will also become bright. To take advantage of Jeevan Jyoti Bima Yojana, apply under this scheme.
Overview of Jeevan Jyoti Bima Yojana
आर्टिकल का नाम | Jeevan Jyoti Bima |
बीमा योजना का नाम | प्रधानमंत्री जीवन ज्योति बीमा योजना |
आर्टिकल का प्रकार | सरकारी योजना |
कौन आवेदन कर सकता है? | देश के सभी नागरिक आवेदन कर सकते है |
कितने रुपयो का जोखिम कवरेज दिया जायेगा? | पूरे ₹ 2 लाख रुपयो का |
आवेदन प्रक्रिया | ऑफलाइन |
Jeevan Jyoti Bima की विस्तृत जानकारी क्या है? | कृप्या करके आर्टिकल को ध्यानपूर्वक पढ़ें |
Objective of Jeevan Jyoti Bima Yojana
The main objective of Jeevan Jyoti Bima Yojana is to provide life insurance to the citizens of the country. Under this scheme, if the policy holder dies between 18 and 50 years, then the government will provide an amount of Rs 2 lakh to the nominee of the policy holder. By receiving the money, the family members of the policy holder can lead their life well. Jeevan Jyoti Bima Yojana 2023
Benefits of Jeevan Jyoti Bima Yojana
Citizens of the country aged 18 to 50 can take advantage of this scheme.
Under this scheme, the beneficiary will have to pay a premium of ₹ 330 every year.
₹ 200000 will be provided on maturity after paying the premium amount.
The benefits can be availed by the citizens of the country by applying for the Jeevan Jyoti Bima Yojana.
Beneficiaries will have to renew this scheme every year.
The maturity age of this scheme has been fixed at 55 years.
You can avail the benefits of Jeevan Jyoti Bima Yojana even without getting medical examination done.
Jeevan Jyoti Bima Yojana Expiry
The scheme will lapse if your account with the bank is closed.
If you do not deposit the premium amount then this plan will be terminated.
This scheme will be completed on completion of 55 years of age.
The benefit of this scheme can be obtained from only one insurance company or only one bank.
Eligibility of Jeevan Jyoti Bima Yojana
To take advantage of this scheme, the age of the applicant should be between 18 to 50 years.
Applicants will have to pay a premium of ₹ 330 every year for this scheme.
To take advantage of this scheme, the applicant must have a bank account because the assistance amount will be sent directly to the bank account by the government.
It is necessary to have money in the applicant’s bank account for auto debit every year on or before May 31. Jeevan Jyoti Bima Yojana 2023
- required documents
- Aadhaar Card of the applicant
- identity card
- bank account passbook
- mobile number
- passport size photo
How to apply in Jeevan Jyoti Bima Yojana?
First of all, you have to visit the official website of Public Safety.
By visiting the website, you will have to download the PMJJBY Application Form PDF.
After that you have to take a print out of the form.
After that you have to enter all the necessary information asked in the form carefully.
After this, you have to submit this form to the bank in which you have an active savings account.
After this you will have to submit a consent letter and premium amount.
Along with the application form, you have to attach the asked documents.
By following the following procedure mentioned above, you can easily apply for Jeevan Jyoti Bima Yojana and get benefits.
Summary
Today we have provided you complete information about Jeevan Jyoti Bima Yojana through this article. By reading this article carefully, you can easily apply for Jeevan Jyoti Bima Yojana and get benefits. Hope you have liked this article very much, for which you must like and share it and stay connected with our website.