Free KCC Scheme Update 2023 : किसान क्रेडिट कार्ड के लिए आवेदन ऐसे करें, जाने पात्रता और ब्याज दर
KCC Scheme Update 2023
KCC Scheme Update 2023: Kisan Credit Card scheme is a government initiative! KCC was launched by the National Bank for Agriculture and Rural Development (NABARD) in 1998. Kisa Credit Card helps farmers (KCC) meet their agricultural needs, fisheries and animal husbandry by providing short term loans and a credit limit to buy equipment and cover other expenses.
KCC Scheme Update 2023
Kisan Credit Card is valid for 3 years! And the repayment is done after the harvest season is over. No collateral is required for loans up to Rs 1.60 lakh in KCC. Insurance coverage for KCC scheme holders is up to Rs 50,000 in case of permanent disability or death. In case of other risks, a cover of Rs 25,000 is given to the farmer.
Kisan Credit Card: Banks that offer KCC scheme
There are many banks that offer Kisan Credit Card schemes like State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank and Central Bank of India, UCO Bank, Indian Overseas etc.
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- KCC Loan: Eligibility
- The minimum age of the borrower should be 18 years and maximum 75 years
- Farmer (Farmer) is the owner-farmer!
- People who belong to a group and are joint borrowers.
- The group should be owner-cultivator!
Sharecroppers, tenant farmers, or oral lessees are eligible for KCC.
Self Help Group (SHG) or Joint Liability Group (JLG) of sharecroppers, farmers, tenant farmers etc.
KCC (Kisan Credit Card) includes farmers involved in the production of crops or ancillary activities such as animal husbandry as well as non-agricultural activities such as fishermen.
KCC Loan Scheme: Documents Required
Duly filled and signed application form.
Copy of identity proof like Aadhaar Card, PAN Card, Voter ID, Driving License etc.
Copy of address proof documents like Aadhaar Card, PAN Card, Voter ID and Driving License.
land papers
A passport size photo of the KCC (Kisan Credit Card) applicant!
Other documents as requested by the issuing bank like Security PDC.
How to apply for Kisan Credit Card online
- Step 1: Visit the website of the bank you want to apply for Kisan Credit Card Scheme!
Step 2: Now, click on Kisan Credit Card (KCC)
Step 3: On clicking on the option of ‘apply’, the website will redirect you to the application page. - Step 4: Fill the form with required details and click on ‘Submit’!
Step 5: On doing so an application reference number will be sent.
Step 6: If you are eligible, the bank will contact you for further processing within 3-4 working days.
Kisan Credit Card: Interest Rate: KCC Scheme Update 2023
- SBI Kisan Credit Card (KCC) Min! 7% p.a.
- PNB Farmer Credit Card Min! 7% p.a.
- HDFC Bank Kisan Credit Card Min! 9% p.a.
- Axis Bank Kisan Credit Card 8.85% p.a. | interest subsidy provided
- Mahabank Kisan Credit Card Min. 7% p.a.
- Indian Overseas Bank Kisan Credit Card 7% p.a. | interest subsidy provided
- UCO Bank Kisan Credit Card (Kisan Credit Card) 7% per annum, interest subsidy provided!
