LIC’s Dhan Varsha Scheme 2023 : इस योजना में सिर्फ 1597 रु का निवेश करें, 93 लाख कमाएं, FREE जानिए कैसे

LIC’s Dhan Varsha Scheme 2023: LIC Dhan Varsha Policy (LIC Dhan Varsha Policy) is a unique offer of Life Insurance Corporation of India! Which combines the benefits of a life insurance policy with long term savings. It provides policyholders an opportunity to secure their future and their family’s financial stability by paying a lump sum premium amount.

The policy will come with guaranteed additions made by LIC (Life Insurance Corporation of India) every year! Which substantially increases the final payout on death or maturity!

LIC’s Dhan Varsha Scheme 2023

This LIC Dhan Varsha Plan (LIC Dhan Varsha Plan) is an individual, single premium, non-participating and single premium life insurance policy! That is, in this LIC (Life Insurance Corporation of India) scheme, the premium has to be deposited only once! After that, you get a return of up to 10 times the amount deposited in a fixed period!

LIC Dhan Varsha Plan Eligibility

Under LIC Dhan Varsha Plan (LIC Dhan Varsha Plan) you can assure a minimum principal amount of Rs 1.25 lakh! However, there is no upper limit for the maximum Basic LIC (Life Insurance Corporation Of India) Sum Assured! The minimum age for admission to membership is 3 years and the maximum age is 60 years.

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Benefits of LIC Dhan Varsha

Death Benefit: In case of death of the life assured during the LIC Dhan Varsha Policy term, the nominee will receive the Sum Assured on death along with the accumulated Guaranteed Additional Sum Assured! On death the Sum Assured was taken against the Basic Sum Assured. 1.25 times the LIC (Life Insurance Corporation of India) premium amount or 10 times the premium amount taken against the basic sum assured can be selected!

Maturity Benefit: At the end of the policy term, the policyholder will receive the Basic Sum Assured along with accumulated Guaranteed Additional Sum Assured as Maturity Benefit.
Guaranteed Growth: Every LIC Dhan Varsha policy will accrue a fixed amount at the end of the year and will be added to the maturity or death benefit depending on the option chosen and the policy term! The rate of Guaranteed Additions per Rs 1000 of Basic Sum Assured varies depending on the policy term and the option chosen.
Tax Benefits: LIC (Life Insurance Corporation Of India) policyholder can get tax benefits under Section 80C and Section 10(10D) of the Income Tax Act!

How to get LIC’s Dhan Varsha Scheme 2023 93 lakhs

Suppose a 35-year-old man buys a LIC Dhan Varsha Policy (LIC Dhan Varsha Policy) with a Basic Sum Assured of Rs 10 lakh, a policy term of 15 years and policy option 2! The single LIC (Life Insurance Corporation Of India) premium payable (excluding taxes) will be Rs 8,74,950! Guaranteed rate of increase Rs. 40 per Rs. 1000 is the basic sum assured.

Life Insurance Corporation Of India

So if the LIC (Life Insurance Corporation of India) policyholder dies in the 10th policy year! So the nominee will get Rs 91,49,500 (Rs 87,49,500 + Rs 4,00,000)! If the policyholder dies in the 15th policy year! So the nominee will get Rs 93,49,500 (Rs 87,49,500 + Rs 6,00,000)! If the policyholder survives till the LIC Dhan Varsha Policy period! So he will get Rs.16,00,000 (Rs.10,00,000 + Rs.6,00,000)!

LIC’s Dhan Varsha Scheme 2023 How to apply

LIC (Life Insurance Corporation of India) policy can be purchased by paying a single premium through various modes of payment such as cash, cheque, demand draft, or online through the LIC portal. In this way you can apply in LIC Dhan Varsha Policy!