Mahila Samman Bachat Patra Yojana: The government of the country continues to run many schemes for the welfare of women. The government has always been laying emphasis on women empowerment and women education. On 1 February 2023, the government presented the Union Budget 2023-24. Finance Minister Nirmala Sitharaman has announced Mahila Samman Bachat Patra Yojana to financially empower the women of the country.
Under this scheme, women can save and invest lakhs of rupees and get good interest on it. If you are a woman, then Mahila Samman Savings Letter can prove to be an important scheme for you. Today in this post, we will give you information about the purpose of Mahila Samman Bachat Patra, its eligibility, benefits and the process of applying.
What is Mahila Samman Bachat Patra Yojana?

The scheme has been launched by Union Finance Minister Nirmala Sitharaman during the presentation of the Union Budget for the year 2023-24. Through this scheme, women and girls of the country will get additional benefits on saving. Under this scheme, any woman of the country can invest up to ₹ 200000 and she will get 7.5 percent interest on the deposited amount. Under this scheme, money has to be deposited for 2 years. After that you get all the money back with interest. This scheme, which started in March 2023, will continue till March 2025.
Overview of Mahila Samman Bachat Patra Yojana
योजना का नाम | Mahila Samman Bachat Patra Yojana |
आरम्भ की गई | वित्त मंत्री सीतारमण जी के द्वारा |
वर्ष | 2023 |
लाभार्थी | देश की महिलाएं और बालिकाएं |
आवेदन की प्रक्रिया | अभी जानकारी प्रदान नहीं की गई |
उद्देश्य | देश की महिलाओ और बालिकाओ को 7.5 फीसदी की निश्चित दर से ब्याज प्रदान करना |
लाभ | देश की महिलाओ और बालिकाओ को 7.5 फीसदी की निश्चित दर से ब्याज प्रदान किया जाएगा |
श्रेणी | केंद्रीय सरकारी योजनाएं |
Objective of Mahila Samman Bachat Patra Yojana
Under Mahila Samman Bachat Patra Yojana, the importance of savings will be explained to the women of the country and they will be encouraged to save. On investing the amount of savings, they will be given an interest of 7.5% on top of that. Women can invest their savings amount for their future. Women can invest this amount in their own name or in the name of their girl child for 2 years. After 2 years you can withdraw the invested amount with interest.
Benefits and Features of Mahila Samman Bachat Patra Yojana
This scheme has been announced by the Union Finance Minister Nirmala Sitharaman in the Parliament on 1 February 2023.
Through this scheme, women and girls of the country will get more benefits on saving.
Under this scheme, any woman or girl can open her account by investing a minimum of thousand rupees.
Under this savings letter scheme, a woman or a girl will get 7.5 percent interest on the amount she deposits within 2 years.
Under this scheme, you get more interest than BPL, NSC etc schemes.
Your deposited money remains in this scheme for 2 years, after that you get back your entire money along with interest.
- Any woman or girl of the country can apply under this scheme.
- If needed, money can be withdrawn even in the middle of this plan.
- Women empowerment gets support through this scheme.
Eligibility of Mahila Samman Bachat Patra Yojana
Any native woman or girl of India is eligible under this scheme.
Women and girls can open accounts under this scheme.
Women or girls of any age can invest in this scheme.
Women of all religions, sects and castes are eligible for this scheme.
- required documents
- identity card
- Basic address proof
- caste certificate
- Aadhar card
- Ration card
- mobile number
- Passport size photo etc.
How to apply for Mahila Samman Bachat Patra Yojana?
On 1 February 2023, Union Finance Minister Nirmala Sitharaman launched the Mahila Samman Bachat Patra Yojana inside the Parliament. Now only this scheme has been announced. Soon all the women and girls of the country will start getting the benefits of this scheme.
To apply in this, you will have to wait for a few days. The government is making an application process for this scheme. Whenever any information or notification comes through the Central Government to apply in this scheme. First of all, we will give you its information through this article. Till then you can stay connected with us.