PM Jan Dhan Yojana 2023: Jan Dhan account holders get Rs 10,000? See your name in the new list

PM Jan Dhan Yojana 2023: Various types of welfare and beneficial schemes are conducted by the Government of India and State Governments to provide financial assistance to the poor citizens so that the life of all citizens can be made simple and easy, in the same way Prime Minister Shri Narendra An important scheme called PM Jan Dhan Yojana 2023 is being run by Modi ji to extend the benefits of banking facilities to the lower and lower class remote areas.

This scheme is a revolutionary step taken for financial inclusion, the main objective of which is to bring the candidates of the lower and lower income groups of the society in the banking sector and to provide basic facilities because under this scheme, the poor people of the country have access to the bank, post office. And in nationalized banks, accounts are opened on zero balance and overdraft facility is provided after Aadhaar card is linked on each account.

PM Jan Dhan Yojana 2023

PM Jan Dhan Yojana 2023

PM Jan Dhan Yojana was started mainly by the Prime Minister of our country Shri Narendra Modi on 15 August 2014 on the occasion of Independence Day. This was probably the biggest scheme among the schemes operated by Prime Minister Shri Narendra Modi when he became the Prime Minister, because according to the information received during the new budget implemented in our country, a total of 42.7 crore accounts have been opened under this scheme so far. Are.

PM Jan Dhan Yojana was a revolutionary step taken for financial inclusion because with the help of this scheme it has been possible to reach the banking facilities to the remote and low income group candidates of our country. Through this scheme, banking facilities have been extended to such sections of the society who were deprived of these facilities because under this scheme, the bankers have gone from village to village and set up camps to open the accounts of the citizens.

PM Jan Dhan Yojana 2023 Main Benefits and Features

You do not need to keep a minimum amount in the account to be opened under PM Jan Dhan Yojana.
Under this scheme, no fee will be charged from any citizen even after checking the bank balance.
The financial assistance provided by the government from time to time will be directly transferred to your bank account through DVT.

Under Jan Dhan Yojana, accident insurance of ₹ 100000 is covered for every citizen.
Small loan facility is also available in accounts opened under PM Jan Dhan Yojana.
Under this scheme, you are provided with overdraft facility according to the amount you have invested.

The main objective of PM Jan Dhan Yojana 2023

The main objective of the PM Jan Dhan Yojana run by the Prime Minister Shri Narendra Modi is to bring the lower and lower income group candidates of our country under the ambit of banking and to provide basic banking facilities as well as overdrafts to be made available through this scheme.

Efforts are being made to make each and every poor citizen self-reliant and empowered with the facility so that all citizens can start their own small business. Crores of accounts have been opened under the PM Jan Dhan Yojana, which was the government’s plan to provide financial literacy, credit availability, pension and insurance facilities under this scheme.

Eligibility Criteria for PM Jan Dhan Yojana 2023

To open PM Jan Dhan Yojana account, first of all you have to go to the nearest bank branch.
After going to the bank, you will have to get important information from the bank operator under this scheme.

After getting all the information, get the application form from the bank operator under this scheme.
Now all the candidates should enter all the information sought in the application form after reading it carefully.

After entering all the information, now attach the important documents with the application form.
In the last step, submit the application form along with all the attached documents to the bank branch.
In this way, after opening the Jan Dhan Yojana account, you will be provided with a passbook from the bank.