PM Jan Dhan Yojana Update [ New ] : Under Pradhan Mantri Jan Dhan Yojana, the account holder will get a total benefit of Rs 1.30 lakh. So if you have not yet opened PM Jan Dhan Account, then get it opened immediately. This is a scheme under which the account of the country’s poor is opened on zero balance in banks, post offices and nationalized banks.
PM Jan Dhan Yojana Update [ New ]
This Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana) is one of the most ambitious financial programs launched by the government. Under this scheme poor person can easily open his bank account. So let’s know about this plan. Many types of financial benefits are available under this scheme. The account holder gets a total benefit of Rs 1.30 lakh in the PM Jan Dhan Account opened under the Pradhan Mantri Jan Dhan Yojana!
Apart from this, accident insurance is also available in this.
The Pradhan Mantri Jan Dhan Yojana account holder gets an accident insurance of Rs 1,00,000 along with a general insurance of Rs 30,000. In such a situation, if something untoward happens to a PM Jan Dhan account holder, then Rs 30,000 is received. If the account holder dies in an accident, his family gets Rs 1 lakh.
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How to open PMJDY Account
If you want to open your Pradhan Mantri Jan Dhan Yojana account, then go to your nearest bank and fill the form for it. In this, detailed information like name, mobile number, bank branch name, address of the applicant, nominee, occupation/employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc. will have to be given. A citizen living in India, whose age is 10 years or more, can open PM Jan Dhan Account!
To open an account under Pradhan Mantri Jan Dhan Yojana documents, you must have Aadhaar Card, Passport or Driving License or PAN Card, Voter Card, NREGA Job Card, letter issued by the authority, in which name, address and Aadhaar number should be mentioned. The letter issued by the Gazetted Officer should have the attested photograph of PM Jan Dhan Account opening.
Know the benefits of this PM Jan Dhan Account –
- Overdraft facility after 6 months of opening this account
- Accidental insurance cover up to Rs.2 lakh
- Life Insurance up to Rs.30,000
- Easy to open account for pension in schemes like Kisan and Shramyogi Maandhan
- Free mobile banking facility with account
- RuPay Debit Card facility that makes it easy to withdraw money or make purchases from the account
Easy to buy insurance, pension products through this
prime interest on deposits
Best facility to transfer money across the country
The money of the benefits of government schemes goes directly to the account holder’s account. PM Jan Dhan Yojana Update [ New ] : जन धन खाता में मिलेंगे ये लाभ , पुराने खाते को ऐसे बनाएं जनधन खाता
Pradhan Mantri Jan Dhan Yojana: Make old account Jan Dhan account like this
If you have an old bank account, you can also convert it into Jan Dhan account. For this, you have to go to the bank branch and apply for RuPay card. Once this form is approved, your bank account will be transferred to PM Jan Dhan Account. So in this way you can easily open an account in Pradhan Mantri Jan Dhan Yojana.
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