PM Mudra Loan Yojana 2023:- For the welfare of the people of India, the government continues to run many types of government schemes. The name of one such scheme is Pradhan Mantri Mudra Loan Yojana. Under this scheme, you are given a loan by the government to start your own employment. The central government has prepared a budget of Rs 300,000 crore for this scheme.
You do not have to pay any kind of processing fee for taking this loan. If you want to do your own business and you have a financial crunch, then the government’s Mudra loan scheme is for you. Today in this article, we are going to give you information about eligibility, important documents, objective benefits and application process related to this scheme. That’s why read the post till the end.
PM Mudra Loan Yojana 2023 – Overview
| Name of Scheme | PM Mudra Loan Yojana |
| Launched By | श्री नरेंद्र मोदी |
| Starting Year | वर्ष 2015 |
| Model Agency | माइक्रो यूनिट्स डेवलपमेंट एंड रिफाइनेंस एजेंसी |
| Beneficiaries | लघु और मध्यम उद्यमी स्टार्टअप |
| Target | सशक्त बनाने के लिए |
| Loan Amount | अधिकतम 10 लाख रुपये |
| Mode Of Apply | ऑफलाइन |
| आवेदन फॉर्म भरना शुरू करें | अब उपलब्ध है |
| आधिकारिक वेबसाइट | www.mudra.org.in |
Objectives of PM Mudra Loan Yojana 2023
Many times people want to do their own employment but due to the complicated procedure of the bank to start the business, they are not able to get the loan. In such a situation, you can get a loan from ₹ 50000 to ₹ 1000000 by the Government of India without any guarantee. By using this loan amount, you will be able to start your own employment and will be able to contribute to the development of the country by becoming self-reliant and empowered. You do not need to give any kind of guarantee in this loan.
Benefits of PM Mudra Loan Yojana 2023
Under Pradhan Mantri Mudra Yojana, you can get loan up to ₹ 1000000 very easily.
You do not need to give any kind of guarantee to take a loan under this scheme.
This loan is going to be very beneficial for such small shopkeepers who want to further their own employment and business.
Who is Beneficiaries of PM Mudra Loan Yojana
- sole proprietor
- partnership
- micro industry
- repair shop
- owner of trucks
- food business
- Seller (Fruits & Vegetables)
- micro manufacturing firm
- service sector companies
Bank Included PM Mudra Loan Yojana
- Canara Bank
- Federal Bank
- Indian Bank
- Kotak Mahindra Bank
- Saraswat Bank
- UCO Bank
- Belahabad Bank
- Bank of India
- Corporation Bank
- ICICI Bank
- j&k bank
- Punjab And Sind Bank
- Syndicate Bank
- Union Bank of India
- Andhra Bank
- Bank of Maharashtra
- Dena Bank
- IDBI Bank
- Karnataka Bank
- Punjab National Bank
- Tamil Nadu Mercantile Bank
- Axis Bank Of Baroda
- Central Bank of India
- HDFC bank
- Indian Overseas Bank
- Oriental Bank of Commerce
- State Bank Of India
- Union Bank of India
Eligibility Criteria of PM Mudra Loan Yojana
Small and cottage industries are included under this scheme.
While applying in this scheme, the applicant should have the project file of his employment.
The applicant must be a permanent resident of India.
The minimum age of the person applying is required to be 18 years.
PM Mudra Loan Scheme 2023
Documents Required for PM Mudra Loan Yojana 2023
- mobile number
- Aadhaar Card of the applicant
- driving license
- pan card
- Voter ID Card
- sales tax return
- income tax return
- last year’s balance sheet
- mobile number
- bank account
How to apply for PM Mudra Loan Yojana
If you are eligible for this Mudra loan scheme, then you have to follow all the steps given below to apply.
First of all the applicant has to visit the official website of Mudra Loan Scheme.
After that the home page of the website will open in front of you.
On the home page, you will see three types of loan options.
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You can choose any of the three loan types as per your requirement and loan amount.
After that a new page will open in front of you, here you will get the option to download PDF form to apply for this scheme.
After downloading the PDF form, you have to take a print out of it.
In this form, you have to fill all the information asked step by step carefully.
After that you have to attach all the related documents mentioned above with this form.
After the form is complete, submit it to the nearest bank branch.
Within 1 month, on approval of the bank amount under this Mudra loan scheme, you will be transferred directly to your bank account.
How to Login in PM Mudra Loan Yojana
To log in to the Mudra loan scheme, first of all visit the official website.
Where you will get the login form on the home page.
You have to enter the capture after filling your user name and password in it and then click on the login button.
In this way you will be able to apply in this scheme.
helpline number
Although we have provided you all kinds of information related to this scheme in this post, still there can be different types of steps in different states while applying. If you are facing any kind of problem, then you can get the solution of your problem by contacting the official helpline number of your state.
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