PM Shram Yogi Mandhan Yojana 2023: Hello friends, I welcome you all in this article because I tell you that all the workers in the unorganized sector have to face many such economic difficulties. And in view of all these difficulties, the government is running many such schemes to overcome their problems. So that the problems of poor citizens can be removed and a new scheme is being started by the Central Government. Shram Yogi Maandhan Yojana is being launched under which all poor citizens can improve their economic condition by taking advantage of this scheme.
PM Shram Yogi Mandhan Yojana 2023
Through this scheme, all those unorganized sector workers will be given pension under this scheme whose monthly income is ₹ 15000 or less. The launch of this scheme was announced by Union Minister Piyush Goyal on 1 February. Unorganized sector workers such as drivers, rickshaw pullers, cobblers, tailors, kiln workers, etc. can take advantage of the Shram Yogi Maandhan Yojana.
Citizens can save 1.80 paise per day through Pradhan Mantri Shram Yogi Maandhan Yojana and can deposit a contribution of Rs 55 to Rs 200 depending on their status as per the scheme. On the basis of the contribution deposited through the scheme, an annual pension amount of Rs 36 thousand will be provided to the beneficiaries. That is, pension amount of Rs 3 thousand per month to the labor citizens working in all unorganized sectors, this scheme has been started.
Pradhan Mantri Sharm Yogi Mandhan Yojana 2023
Pradhan Mantri Shram Yogi Maandhan Yojana was implemented on 15 February, under this scheme all the beneficiaries will be given a pension amount of ₹3000 every month after the age of 60 years. The minimum age of all the beneficiaries applying under Pradhanmantri Shram Yogi Mandhan Yojana 2023 should be between 18 years and maximum 40 years.
All employees who are not members of the Government Employees Provident Fund National Pension Scheme and State Employees Insurance Corporation can avail the benefits of this scheme. All the Sharm Yogis who join this scheme should not be income tax payers, they should be from a poor family.
PM Shram Yogi Mandhan Yojana 2023 – The donation and pension program has been started by the government. This program has been started under Shram Yogi Maandhan Yojana. Labor and Employment Minister Bhupendra Yadav has informed about this by registering the workers in the age group of 18 to 40 years in the unorganized sector under this scheme.
Depending on the age minimum 600 to ₹ 2000 can be deposited every year and they are given minimum ₹ 3000 per month pension amount after completion of 60 years of age under PM Shram Yogi Mandhan Yojana 2023.
Short Details of Pradhan Mantri Shram Yogi Mandhan Yojana 2023
| योजना का नाम | प्रधानमंत्री श्रम योगी मानधन योजना (PMSYM) |
| आरम्भ की गई | प्रधानमंत्री नरेंद्र मोदी द्वारा |
| लाभार्थी | असंगठित क्षेत्रो के श्रमिक |
| प्रीमियम योगदान | प्रति माह 55 रुपये से 200 रुपये प्रति माह |
| लाभार्थियों की संख्या | लगभग 10 करोड़ |
| आवेदन की प्रक्रिया | ऑनलाइन |
| लाभ | मासिक पेंशन राशि |
| श्रेणी | केंद्र सरकारी योजनाएं |
| आधिकारिक वेबसाइट | maandhan.in |
This scheme was launched with the objective of providing social security to all the workers in the unorganized sector. Apart from this, AAP is being launched by the Union Minister on this occasion.
More than 25 crore workers of the unorganized sector working in about 400 different websites can register themselves on the Car is Shram portal and get the benefits.
Objective of Pradhan Mantri Shram Yogi Maandhan Pension Scheme 2023
The main objective of the PMSYM scheme is that all the workers in the unorganized sector are given financial assistance by giving a pension amount of ₹3000 after the age of 7 years. And with all the money received through this scheme,
the beneficiaries can live their life easily in old age and fulfill their financial needs. Under PM Shram Yogi Mandhan Yojana 2023, making all laborers self-reliant and empowered. The Government of India wants to provide financial benefits and help to all the poor and laborers through its government schemes.
Some important information related to Pradhan Mantri Shram Yogi Maandhan Yojana 2023
Unorganized sector workers in the age group of 18 to 40 years can apply under this scheme.
To apply under Shram Yogi Maandhan Yojana, the minimum salary of the applicant should be ₹ 15000 or less.
The applicant should not be availing any pension scheme.
Through this scheme, a pension of ₹ 3000 will be provided to the beneficiary.
To get the pension amount, the beneficiary has to invest under this scheme between the age of 18 years to 40 years. PM Shram Yogi Mandhan Yojana 2023
Pension will be provided after the age of 60 years.
Such citizens who pay tax are not eligible to get the benefit of this scheme.
Beneficiary can invest on monthly basis. Apart from this, quarterly, half-yearly and annual contributions can also be made.
After the death of the applicant, 50% of the pension amount will be given to the family of the applicant.
This amount will be given to the nominee of the beneficiary.
No educational qualification has been prescribed to take advantage of this scheme.
Benefits provided on withdrawal of Shram Yogi Mandhan Yojana 2023
If the beneficiary withdraws from the scheme within a period of less than 10 years from the date of the scheme, in that case his/her part of the contribution will be refunded only along with interest payable at savings bank rate.
If the beneficiary withdraws from the scheme after completion of 10 years of purchase of the scheme but before the age of 60 years, in this case his/her share of contribution will be refunded along with the accrued interest.
If the beneficiary has made regular contribution and dies due to any reason, then his/her wife can continue the scheme by paying regular contribution. PM Shram Yogi Mandhan Yojana 2023
Funds will be credited back after the death of the subscriber and his/her spouse.
Main facts of Pradhan Mantri Shram Yogi Mandhan Yojana 2023
Life Insurance Corporation of India will act as a nodal agency for the successful implementation of the scheme.
Monthly premium will also be deposited by the beneficiary in LIC office and on completion of the scheme, monthly pension will also be provided to the beneficiary by LIC itself.
This monthly pension will be transferred to the beneficiary’s account through direct bank transfer.
If you want to get more information about Shram Yogi Maandhan Yojana then you can contact any nearest office of Life Corporation of India or visit the online website given below.
According to statistics, till May 6, about 64.5 lakh people have registered themselves in it.
Benefits of Pradhanmantri Shram Yogi Mandhan Yojana 2023
The benefit of this scheme will be given to the unorganized sector workers of the country like drivers, rickshaw pullers, cobblers, tailors, labourers, domestic servants, brick kiln workers etc.
Under this scheme, all eligible beneficiaries will be given a pension amount of Rs.3000 every month after the age of 60 years.
The amount you contribute to PM Shram Yogi Maandhan Yojana, the government also puts the same amount in your account.
After your death, the wife will get half the pension of 1.5 thousand rupees for life.
Under this scheme, the amount of Rs 3000 given by the government will be transferred directly from the savings bank account or Jan Dhan account of the beneficiaries through auto debit facility.
Eligibility Criteria for Pradhan Mantri Shram Yogi Maandhan Yojana 2023
The applicant for Pradhan Mantri Shram Yogi Maandhan Yojana should be an unorganized worker.
Applicant age should be between 18 – 40 years.
Monthly income should be Rs.15000 or less.
The most important income tax payers cannot apply for Pradhan Mantri Shram Yogi Maandhan Yojana 2023.
Applicant should have Jan Dhan account or savings account having Aadhaar card, mobile number and IFSC.
Individuals eligible for this Pradhan Mantri Shram Yogi Maandhan Yojana 2023 will come under EPFO, NPS and ESIC
Documents required for Pradhan Mantri Shram Yogi Maandhan Yojana 2023
- Aadhar Card
- identity card
- bank account passbook
- mobile number
- Correspondence Address
- passport size photo
Beneficiaries of PM Shram Yogi Mandhan Yojana 2023
- Cleaners
- rickshaw puller
- domestic workers
- Weaver
- brick kiln worker
- leather craftsman
- fisherman
- construction and infrastructure worker
- landless farm laborer
- small and marginal farmers
- Street vendors
- Washerman
How to apply online in Pradhan Mantri Shram Yogi Maandhan Pension Scheme 2023?
All those interested applicants who want to do PMSYM Registration in online mode they have to follow the given easy steps.
First of all, you have to go to the official website of the Ministry of Labor and Employment (Pradhan Mantri Shram Yogi Maandhan Pension Yojana). After this the homepage of the website will open in front of you.
PM Shram Yogi Mandhan Yojana 2023
On the homepage of the website, you have to click on the option of Click here to Apply Now. After this a new page will open in front of you on the screen.
On this page you will see Self Enrollment and CSE VLE options. Click on the option of Self Enrollment.
A pop-up window will open in front of you, here you have to enter your 10 digit mobile number and click on Proceed.
Then enter your name and email address in the space provided and click on generate OTP.
An OTP will come on your mobile which you have to enter at the designated place. Now a form will open in front of you, you will have to fill the following information in this form.
- name
- father’s name
- aadhar card number
- field of work
- residential area
After entering all the information in the PM Shram Yogi Maandhan Pension Yojana (PMSYM) form, submit it by filling the captcha code.
How to apply offline for Pradhan Mantri Shram Yogi Maandhan Pension Scheme 2023?
If you meet the eligibility criteria given above, then you can complete the process of applying under Pradhan Mantri Shram Yogi Maandhan Pension Yojana in offline mode by following the steps given below.
First of all, you have to go to the nearest public service center with all your documents like Aadhaar card, bank passbook, mobile number etc.
After this you have to submit all your documents to the CSC officer. After this the CSC agent will enter the details of your information in your form and take out the printout of the application form and give it to you.
After that take a printout of the application form and keep it safe for future use.
In this way your offline application in Pradhan Mantri Shram Yogi Maandhan Pension Yojana (PMSYM) will be successful.
FAQs about Pradhan Mantri Sharm Yogi Mandhan Yojana 2023
How can we apply online under Pradhan Mantri Shram Yogi Maandhan Pension Yojana?
To apply under Pradhan Mantri Shram Yogi Maandhan Pension Yojana, we have told you the complete process of application in the article. You can read the article.
Under Pradhan Mantri Shram Yogi Maandhan Pension Yojana, how much pension will the candidate get on completion of 60 years?
Under this scheme by the central government, the applicant will be given a pension of Rs 3 thousand per month on completion of 60 years.
What should be the monthly income of the candidate to become a participant in Pradhan Mantri Shram Yogi Maandhan Pension Yojana?
To become a participant in the PMSYM scheme by the central government, the monthly income of the applicant should be up to Rs 15000.
What is the age limit to apply for Pradhan Mantri Shram Yogi Maandhan Pension Yojana?
To apply in this scheme, the age of the candidate has been fixed at 18 to 40 years.