Best PM SVANidhi Yojana Update 2023 : स्वनिधि योजना के तहत 45.32 लाख लाभार्थियों को 4,606.36 करोड़ का ऋण वितरित

PM SVANidhi Yojana Update 2023: The Modi government at the center is running many schemes for the poor of the country! One of which is named PM Swanidhi Scheme (PM SVANidhi Scheme)! Under this scheme,. the government provides. the facility of loan without .guarantee to the Street Vendors .(Government Scheme for Street Vendors).

PM SVANidhi Yojana Update 2023

Union Minister Hardeep Singh Puri has given a big information regarding PM Swanidhi Scheme. According to Puri, the central government has given a total loan of Rs 4,606.36 crore to 45.32 lakh street vendors across the country in the last 2 years under the PM Swanidhi scheme (PM SVANidhi).

Money transferred to account through digital transaction

Hardeep Singh Puri has given this information while participating in a program of PM Swanidhi Scheme. He said that the street vendors of the country affected by the Corona epidemic have got great financial help from this scheme of the Central Government (PM SVANidhi).

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Lakhs of people have started their employment through this PM Swanidhi Scheme (PM SVANidhi Scheme). Along with this, he told that out of the amount of about 45 thousand crore rupees, 37.70 crore rupees have been transferred to the accounts of street vendors through digital transactions.

What is PM Swanidhi Yojana

In the year 2020,. crores of people lost their. jobs due to the Corona epidemic!. In such a situation, the government had started the PM SVANidhi Scheme for the financial help of the street vendors. Under this scheme (PM SVANidhi), the government gives loans ranging from Rs 10,000 to Rs 50,000 to street vendors without any guarantee! For the first time, the government is giving a loan of Rs 10,000 to street vendors.

PM SVANidhi Yojana Update 2023

After this you will have to repay this loan within 1 year! .If a person repays this loan within 1 year!. So he gets a loan of Rs 20,000 .for the second time! Whereas, for the third time, street vendors can get a loan of up to Rs 50,000 without any guarantee! In this PM Swanidhi Scheme (PM SVANidhi Scheme), an interest rate of 7 percent is available on the loan! You can also repay this loan as EMI every month! Along with this, the government also provides subsidy on payment in digital mode.

subsidy is given

Under PM Swanidhi Yojana (PM SVANidhi Yojana), the government gives loans without guarantee! .After the loan application is approved,. the loan amount is transferred to .the applicant’.s account.. The loan is sent to the account in three times and the government also gives subsidy on such loan, so that people are not burdened with debt.

Process to apply for loan: PM SVANidhi Yojana Update 2023

You can apply for PM Swanidhi Yojana (PM SVANidhi) by going to any government bank!
There the street vendors will have to fill the loan form!
Along with this, a copy of Aadhaar card will have to be given.
After this the bank will approve your loan and transfer the money to your bank account.
Note that it is necessary to have a bank account and Aadhaar card to avail the scheme (PM SVANidhi Scheme)!