PMJDY Scheme Update 2023: 10-10 thousand are being received in Jan Dhan Yojana, open your account like this, see here

PMJDY Scheme Update 2023

PMJDY Scheme Update 2023

PMJDY Scheme Update 2023: Under this article of Pradhan Mantri Jan-Dhan Yojana, the poor class of the country is still deprived of many amenities! It is one of those amenities! “Banking Facility” Capitalists can easily open their bank account! But poor people fail to open their bank account even after trying a lot. This is the reason! That they do not have balance to open an account (PMJDY Account)! In simple language, they do not have that much money at all! So that he can open an account for himself and his family in the bank!

PMJDY Scheme Update 2023

Government of India has taken an initiative to solve this problem. And the name of that initiative is Pradhan Mantri Jan-Dhan Yojana. This is the main objective of this scheme! That the poor class should be able to open their account (PMJDY Account) even with minimum balance, which they can use when needed!

PMJDY Scheme Update 2023

The announcement was made by Honorable Prime Minister Shri Narendra Modi from Red Fort on 15th August, 2014.  Under this scheme (PMJDY Account), the Government of India has given special emphasis on the financial inclusion of citizens as it is important for poverty reduction.

Pradhan Mantri Jan-Dhan Yojana

Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan-Dhan Yojana) is the national mission for financial services! To ensure access to financial services ie bank savings and deposit accounts, remittance, credit, insurance and pension in an affordable manner. Union Finance Minister Shri Arun Jaitley has said! That this scheme (PMJDY Account) is a game changer for the economy!

PMJDY Scheme Update 2023

PMJDY Scheme Update 2023
PMJDY Scheme Update 2023

Account in Pradhan Mantri Jan-Dhan Yojana (Pradhan Mantri Jan-Dhan Yojana) can be opened in any bank branch or business correspondent outlet!
Accounts opened under this project can be opened with zero balance.
If the account holder wants to get a check book then he has to fulfill the minimum balance criteria.
These accounts (PMJDY Account) will normally be bound for a period of 12 months. After this such accounts will be allowed to continue for a period of 12 more months.

Documents required for Pradhan Mantri Jan-Dhan Yojana

  • Officially valid documents in Pradhan Mantri Jan-Dhan Yojana
  • Passport
  • driving license
  • PAN card
  • Letter issued by the Unique Identification Authority of India, which should contain the details of name, address and Aadhaar number to open the account (PMJDY Account).
  • Benefits of Pradhan Mantri Jan-Dhan Yojana Scheme
  • interest on deposits
  • Accident Insurance Cover ₹100000
  • 30,000 on death of beneficiary
  • In Pradhan Mantri Jan-Dhan Yojana, an overdraft facility is also allowed after satisfactory operation of the account for 6 months.

access to pension insurance

Within 90 days including the date before the date of the accident, if the medicine is done under the accident insurance, then the facility of providing the amount of insurance is available!
10000 overdraft facility is available in only one account (PMJDY Account) per household!
deposit cash

Pradhan Mantri Jan-Dhan Yojana (Pradhan Mantri Jan-Dhan Yojana) provides the facility of depositing cash through any electronic channel or by Central State Government agencies. No limit has been fixed on the number and value of deposits to be made in 1 month! Minimum 4 withdrawals can be done in 1 month including withdrawal in the account (PMJDY Account)! Free to provide additional value added services for ATM Card, ATM cum Debit Card in addition to Basic Savings Bank Deposit (BSBD). Which also includes issuing check books!

Pradhan Mantri Jan-Dhan Yojana

Basic Savings Bank Deposit Account (PMJDY Account) is not eligible to open any other savings bank account in the bank. If the customer has any other existing savings bank account with the bank. So he has to close the BSBD account within 30 days from the date of opening. A declaration must be taken from a bank customer before opening a savings bank deposit account. He does not have an account in any other bank. In this way you can take advantage of Pradhan Mantri Jan-Dhan Yojana!

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