RBL Bank Personal Loan Yojana: Friends, today we have brought a news related to personal loan for you. If you also want to take a loan for your children’s good education, renovation of house and to develop your business. So to help such people (RBL) Ratanakar Bank Limited is giving personal loan ranging from 1 lakh to 20 lakh. That is why if you also want to take loan from this bank. So you can apply for the loan through online by visiting the official website of RBL. We are going to give you detailed information related to the loan. But before that you must join our group for such information about scheme and loan.
Loans ranging from Rs 1 lakh to Rs 20 lakh are provided by RBL Ratnakar Bank Limited. At the same time, you get 60 months i.e. up to 5 years to repay this loan. You have to repay the loan amount within these 5 years. The interest rate in RBL Bank starts from 14%. If your CIBIL score is good and the medium of employment is good, then your interest rate will be further reduced. Whereas to take a loan from this bank, you will not have to pledge any of your things. Let us tell you that personal loan is an unsecured loan for which you can apply through both online and offline means. RBL Bank Personal Loan Yojana
What will be the processing fee for loan application?
You do not have to pledge anything for taking a loan from RBL Bank. That is, you will not have to provide any security to take the loan, so it is an unsecured loan. 3.5% processing fee will have to be paid for taking this personal loan. You can calculate EMI by RBI Bank, through this calculation you can get the information about your loan installments. That is, how much installment of rupees you will have to pay at the time of loan payment, it can be easily ascertained.
RBL Personal Loan Benefits and Features
You can improve your credit score by taking a personal loan from RBI Bank.
You do not have to pledge anything to avail a loan from RBL Bank.
If you use your credit card a lot and your credit score is running very low, then you can pay off your credit card by taking a personal loan from RBI. RBL Bank Personal Loan Yojana
What are the documents required to take the loan
- Colorful passport size photo.
- Signed application form.
- It will be mandatory to have KYC i.e. Aadhaar Card, Voter ID Card and Driving License etc.
- Salary slip of the applicant.
- Credit Bank Statement of last 3 months
- Address proof.
- Check Personal Loan Eligibility Criteria
- The applicant should be a citizen of India.
- The applicant applying for this loan should have ₹ 40000 per month.
- The most important point for a personal loan is that it is very important to have a good civil score.
- The age of the applicant for personal loan should be between 25 years to 60 years.
- The applicant must have at least 1 year of work experience to take a loan from the bank.
How To Apply RBL Bank Personal Loan
To take a personal loan from RBL Bank, first of all you have to visit the official website of RBL – RBL Website
After this, the homepage of RBL will appear in front of you, on which you have to click on the Personal Loan option and then click on the option of Apply Now.
In the next step, you have to enter your mobile number and click on the submit button.
Now the personal loan application form will open on your screen, some important information will be asked to fill in the form, fill all the information correctly and click on the submit button.
After all these procedures, RBL officials will contact you and get some personal information from you, if your information is found correct, then you will get the loan from RBL Bank in no time.