RD Scheme Post Office : योजना से 10 हजार रुपये जमा करने पर मिलेंगे 16 लाख FREE
Deposit 10 thousand rupees from RD Scheme Post Office scheme and get 16 lakh rupees, see full information here: Many times we do not know a good way to invest our money properly, due to which we are not able to earn profit. Are. But if you knew about the schemes properly then you could not only earn good profits but also get rid of many difficulties in old age.
But there is a plan from which you can make huge profits. In this Post Office RD Scheme, you can get up to Rs 16 lakh by investing Rs 10,000. Actually this is Post Office Recurring Deposit Account (Post Office Recurring Deposit Account), which has good interest as well as government guarantee.
RD Scheme Post Office
Post Office Recurring Deposit Scheme is a government-backed scheme that offers guaranteed returns. The initial deposit for opening a Post Office RD Account can be made in both cash and cheque. Apart from the basic benefits, this scheme offers some unique benefits which are not available with bank RDs.
Post office offers a lot of benefits to RD account holders, but most digital-savvy investors opt for bank RDs mainly because of the accessibility and convenience.
An amazing feature of Post Office RD (Post Office Recurring Deposit Scheme) is that you can easily convert your joint account to single account and vice versa. If the depositor dies and subject to certain conditions, the maturity amount will be given in denominations of Rs 50. Nominee!
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RD Scheme Post Office: 5.8 percent on interest
A post office account is similar to a fixed deposit, but when you invest in it, it becomes easier on FD. Although in Fixed Deposit you have to deposit all the money in one go,
but in Post Office Recurring Deposit you can earn interest by investing the right amount every month. If you have deposited money in this account then you will get interest around 5.8 per cent.
This interest is compounded every third month in the form of a compound amount. Let us tell you that this post office scheme (Post Office Recurring Deposit Scheme) is not linked to the market, so there is no risk regarding the returns in it. Your money will never be lost in this, you can invest your money without any worry.
At least 100 rupees will have to be given every month
The post office gives you interest in the Recurring Deposit Account (Post Office Recurring Deposit Scheme) according to compounding. This means that the longer the time, the higher the profit.
In such a situation, if you want profit, then try to invest in it for a long period. Apart from this, you can also open an account in the post office by investing at least Rs 100 every month.
On the other hand, if you want to deposit money for more than this, then multiply it by 10. There is no limit on the maximum amount that can be deposited.
Post Office RD Scheme: How To Deposit
The account can be opened by cash/cheque and in case of cheque, the date of deposit will be the date of clearance of cheque.
Minimum amount for monthly deposit is Rs. 100 and above in multiples of Rs. Min. 10.
If the account is opened by the 15th of a calendar month, subsequent deposits will be made by the 15th of the month.
If the account is opened between the 16th and the last working day of the calendar month, the subsequent credit will be made up to the last working day of the month.
How did 10 thousand rupees become more than 16,00,000?
You will have to invest in this scheme (Post Office Recurring Deposit Scheme) for 10 years. 10 thousand will have to be invested every month, that too for 10 years i.e.
if you look at the calculation, then on the basis of 10 thousand rupees every month for 10 years on recurring deposit, your total investment will be 12 lakh rupees. On this you will get Rs 16,26,476 in 10 years at an interest rate of 5.8%.
If you cannot deposit 10 thousand rupees every month, then even by depositing 3000 rupees every month, you can earn more than 5 lakh rupees in 10 years.