Saral Jeevan Bima Yojana 2023: Insurance Regulatory and Development Authority of India (LIC) has launched Saral Jeevan Bima Yojana 2023. Which will give a kind of life insurance to the applicant to secure future affairs. In Saral Jeevan Bima Yojana 2023, you will be given a policy term of 4 to 40 years. In this article, we are going to give you complete information related to Saral Jeevan Bima Yojana.
If you want to apply in this LIC Scheme then read this article till the end. It will be told in the article that from where and how to apply online and offline for Saral Jeevan Bima Yojana? What is the purpose? Information about what benefits will be available etc. will be given.
Saral Jeevan Bima Yojana Registration 2023
Different amount of insurance will be given under this scheme, applicants can take life insurance according to their budget. Under this Saral Jeevan Bima Yojana 2023, the amount from 5 lakh to 25 lakh will be determined. To apply, the minimum age of the applicant should be more than 18 years and the maximum age should be less than 65 years.
And according to this scheme, the applicant whose age is more than 70 years will be given the eligibility of maturity age. Through Saral Jeevan Bima Yojana Registration 2023, life cover will be given to the beneficiary, as well as the coming child will not have to face financial problems.
Short Details of Saral Jeevan Bima Yojana 2023
| योजना का नाम | सरल जीवन बीमा योजना 2023 |
| किसके द्वारा शुरू की गई | भारतीय बीमा विनायक और विकास प्रदीकरण |
| आरंभ तिथि | 1 जनवरी 2021 |
| अंतिम तिथि | अभी घोषित नहीं की गई |
| योजना के लाभार्थी | देश के सभी नागरिक |
| योजना का उद्देश्य | नॉमिनी की मृत्यु के बाद जीवन बीमा के रूप में वित्तीय सहायता प्रदान करना। |
| लाभार्थी की आयु | 18 से 65 वर्ष |
| इंश्योरेंस की कीमत | 5 से 25 लाख रुपए |
| योजना की क्षेणी | केंद्र सरकार योजना |
| पंजीकरण का प्रकार | ऑनलाइन / ऑफलाइन पंजीकरण |
| मैच्योरिटी पीरियड | 70 वर्ष |
| पॉलिसी अवधी | 4 से 40 वर्ष तक |
| आधिकारिक वेबसाइट | www.irdai.gov.in |
Objective of Saral Jewan Bima Yojana 2023
As we all know that in this fast paced life it becomes very difficult for us to choose the right product and the chances of understanding the terms and conditions of an insurance policy are very less. Keeping this in mind, Bharat Bima Vinayak has started Saral Jeevan Bima Yojana and Development Authority Saral Jeevan Bima Yojana’s very cheap and simple policy has been made. This scheme will also reach those people who did not consider themselves capable. Apart from this, transparency will increase among the customers.
The main objective of Saral Jewan Bima Yojana 2023 will be to provide life insurance cover after death to all the citizens of the country. Nominee will be given in the name of any one in the family and financial assistance will be provided to that person on the basis of life cover. The rules of this scheme have been made so simple that any person can easily apply for this scheme and take advantage of this scheme.
Implementation of Saral Jeevan Bima Yojana 2023
As per Saral Jeevan Bima Yojana, three options will be given for premium payment. Such as Regular premium, Limited premium paying term 5 years and 10 years and Single premium. There will also be a waiting period of 45 days from the inception of this policy. Due to decreasing interest of Indian citizens towards insurance,
the government has given permission to start this policy. The benefit of this Saral Jeevan Bima Yojana Registration 2023 will be available even after death. The person whom the applicant chooses as the nominee of the insurance at the time of application, then after the death of the applicant, the benefit of that insurance will be given to the nominee only.
Rules of LIC Saral Jeevan Bima Yojana 2023
The rules and regulations of LIC Jeevan Saral Bima Yojana 2023 have been kept very simple in order to make the benefits of the scheme accessible to more and more people. No provision has been made for any type of travel, business, gender, place of residence or educational qualification for the interested applicant applying in this scheme. Not many terms and conditions have been kept for the application of the scheme. Its main objective is to provide maximum benefits through this scheme and also to secure the future by taking advantage of the country’s civil insurance.
Launch of LIC Saral Jeevan Bima Yojana 2023
Saral Jeevan Bima Yojana 2023 Insurance Regulatory and Development Authority of India has started life insurance scheme in view of the low interest of policyholders in these life insurance schemes. The purpose of which is to increase the interest of operators associated with insurance. Through this scheme, insurance companies have been allowed to decide the amount of premium at their own level and at the same time life cover will be provided to the beneficiary. In case the beneficiary dies, in that case the nominee will be given the Kanwar amount.
Eligibility and main documents to apply
Whatever interested people are going to apply under this Saral Jeevan Bima Yojana 2023, before that, know in detail about their eligibility and main documents. We are going to provide you complete information about this further in our article. The qualifications given below are as follows.
- eligibility
- The applicant must be a permanent resident of India.
- The minimum age of the applicant should be 18 years and maximum age should be 65 years.
- main document
- Aadhar Card
- permanent resident certificate
- passport photo
- mobile number
Benefits of Saral Jeevan Bima Yojana 2023
To apply, the minimum age of the applicant should be more than 18 years and the maximum age should be less than 65 years.
Saral Jeevan Bima Yojana 2023 was launched by the Insurance Regulatory and Development Authority of India (LIC) on 1 January 2020.
According to Saral Jeevan Bima Yojana, three options will be given. Such as Regular premium, Limited premium paying term 5 years and 10 years and Single premium.
Only in case of suicide of the beneficiary, he will not be given the benefit of insurance.
Different amount of insurance will be given under this scheme, applicants can take life insurance according to their budget.
In Saral Jeevan Bima Yojana 2023, you will be given a policy term of 4 to 40 years.
The benefit of this Saral Jeevan Bima Yojana 2023 will be available even after death.
Features of Saral Jeevan Bima Yojana 2023
Under this scheme, the facility of life insurance is provided to the beneficiary.
After the death of the beneficiary, the life cover amount is given to the nominee.
The amount of cover under this plan ranges between 500000 to 2500000.
Under Saral Jeevan Bima Yojana, the insurance company has been allowed to decide the premium amount accordingly.
Under this scheme, all the beneficiaries can buy life insurance for themselves according to their financial status.
To buy Saral Jeevan Bima Yojana, the minimum age should be 18 years and the maximum age should be 65 years.
The maximum maturity age under this scheme will be up to 70 years.
A waiting period of 45 days has been fixed under Saral Jeevan Bima Yojana.
In these 45 days waiting period, the policy will cover only death due to accident.
Under this plan, the term of this policy will be from 4 years to 40 years.
This announcement has been launched by the Insurance Regulatory and Development Authority of India.
- Simple terms and conditions have been kept under this scheme.
- Suicide is not covered under Saral Jeevan Bima Yojana.
- There is no provision for any gender, place of residence, travel, occupation or educational qualification to buy this life insurance plan.
Saral Jeevan Bima Yojana 2023 How to apply online
If you meet the above criteria, you can apply through online mode by following the steps given below –
For this, you must first go to the official website of the insurance company. After this, the home page of the website will open in front of you.
Saral Jeevan Bima Yojana 2023
From the home page of the website, you have to click on the option of Saral Jeevan Bima Yojana from the section of Insurance Schemes.
After this the next page will open. Click on the Apply Now button on the next page.
After clicking, an application form will open in front of you. Where you have to give some information.
You have to open that application form and fill all the information asked there like age, address, aadhaar card.
After selecting all the information properly, check once again whether the given information is correct or not. After that click on submit.
After this you have to log in, as soon as you log in your application will be completed.
How to apply Saral Jeevan Bima Yojana offline?
Those people of the state who want to make their application in offline scheme can apply in offline mode by following the steps given below –
For this, first of all you have to go to the office of the insurance company from where you want to get your insurance.
From there you will be given a form, in which you will have to fill all the information asked.
After that you have to attach all the important documents asked in that form.
Check all the given information once again, after that submit the same form to the office of the insurance company.
In this way easily your application will be applied for Saral Jeevan Bima Yojana.
FAQs about Saral Jeevan Bima Yojana 2023
What is Saral Jeevan Bima Yojana?
Under this scheme, the beneficiary can buy life insurance according to his financial condition, as well as it will have different types of premiums.
What is the eligibility of the applicant under this scheme?
We have told about the eligibility to apply in this scheme in this article. To know about it, you have to read this article completely.
What is the term of ‘Saral Jeevan Bima Policy’?
Under this Saral Jeevan Bima Yojana, the policy term can be from 4 years to 40 years.
What is the procedure to apply for Saral Jeevan Bima Yojana?
In this, you can apply for the scheme through both offline and online medium.
How to apply online for Saral Jeevan Bima Yojana 2023?
The online process of applying in this has been explained in today’s article.