Saral Pension Yojana 2023: LIC की इस स्कीम में करें एक बार निवेश, FREE हर महीने मिलेगी पेंशन

Saral Pension Yojana 2023: The insurance company implements pension plans and insurance policies with different names. Due to this, the beneficiaries have to face many problems in choosing the right policy. On this basis, Saral Pension Yojana has been started under the Insurance Regulatory and Development Authority of India.

The terms and conditions of this scheme will be simple and clear. If you also want to take advantage of Saral Pension Yojana, then you have to apply for it. Today, through this article, we are going to provide you information about the purpose, benefits, necessary documents, eligibility, application process etc. of Saral Pension Yojana.

What is Saral Pension Yojana?

The common beneficiaries of the country are not able to choose which insurance policy is right for them. For this, all insurance companies have been instructed by the Insurance Regulatory and Development Authority of India to start Saral Pension Yojana. Instructions have been given to start Saral Pension Yojana from 1 April 2021 to all the companies because all the terms and conditions of Saral Bima Yojana will be clear and simple. All the terms and conditions of this scheme will be same in all the companies.

Overview of Saral Pension Yojana

योजना का नाम	Saral Pension Yojana 2023
लांच की गयी	इंश्योरेंस रेगुलेटरी एंड डेवलपमेंट अथॉरिटी ऑफ इंडिया
वर्ष	2022
आरम्भ की तिथि	1 अप्रैल 2021
लाभार्थी	भारत के नागरिक
उद्देश्य	सभी नागरिकों तक सरल नियम व शर्तों के साथ पेंशन योजना को पहुंचाना।
आवेदन की प्रक्रिया	ऑनलाइन/ऑफलाइन
ऋण एवं सरेंडर सुविधा	उपलब्ध है
खरीद मूल्य	एन्यूइटी के हिसाब से

Objective of Saral Pension Yojana

Saral Pension Yojana aims to eliminate the problems faced by the citizens in choosing the right insurance policy. All companies will start Saral Pension Yojana and the terms and conditions of this scheme will be same in all companies so that common citizens will be able to understand the terms and conditions of the policy. For this they will not have any kind of problem. Saral Pension Yojana has been started from 1 April 2021 all over India. Now customers will get the same terms and conditions in all the companies.

Saral Pension Yojana Loan Facility and Surrender Facility

Customers can also avail loan facility through Saral Pension Yojana. Loan can be taken under Saral Pension Yojana after 6 months of purchasing the policy. If the policy holder dies due to any reason, then his life partner can also take a loan under this scheme. It will also be necessary to pay interest on the loan.

Surrender facility will be provided even after 6 months if the spouse of a customer or their children suffers from a serious illness. In case of surrender of the policy, 95% of the purchase price will be refunded through this scheme. The loan amount taken against the policy will be taken from the purchase price.

Benefits and Features of Saral Pension Yojana

Loan facility can be availed after 6 months of purchasing the policy through Saral Pension Yojana.
After the death of the customer, his life partner can also take loan under this scheme.

After the death of the customer’s spouse, 100% of the purchase price will be refunded to the legal heirs of the customer. Saral Pension Yojana 2023

Saral Pension Yojana has been launched by the Insurance Regulatory and Development Authority of India.

Saral Pension Yojana has been started by all the companies from 1 April 2021.
All insurance companies will have to keep the terms and conditions of the policy clear and simple under this scheme and these terms and conditions will be uniform for all companies.
Under this scheme, customers will be given annuity on investment.

The annuity period can be chosen on monthly, quarterly, half-yearly or yearly basis.

The subscriber can avail the benefits of Saral Pension Yojana by paying the purchase price.
100% of the purchase price will be refunded under this scheme after the death of the customer.

Annuity will be paid to the customers for life.

Under Saral Pension Yojana, after the death of the subscriber, annuity will be paid to his life partner.

The facility to surrender the policy after 6 months of purchase of the policy has also been provided in case the subscriber’s child or his/her life partner suffers from a critical illness.
Maturity benefit will not be given under Saral Pension Yojana.

Eligibility of Saral Pension Yojana

To take advantage of Saral Pension Yojana, the applicant must be a permanent resident of India.
To apply, the minimum age of the customer should be 40 years and the maximum age should be 80 years.

• required documents
• Aadhar card
• Ration card
• mobile number
• Bank account statement
• Address proof
• passport size photo
• income certificate

How to apply online for Saral Pension Yojana?

To apply, first you have to visit the official website of the insurance company or bank.
On the home page of the website, you have to click on the option of Saral Pension Yojana.

After this you have to click on the link of Apply Now.

After clicking on it, the application form will be displayed on your screen.
In this form, you will have to attach all your necessary documents by entering all the necessary information asked and then click on the submit button.
In this way your process will be completed.

How to apply offline under Saral Pension Yojana?

To apply offline, first you have to go to the nearest insurance company or bank.
There you will have to get the registration form for Saral Pension Yojana.
After receiving the registration form, you have to carefully enter all the necessary information sought in the registration form and attach all your important documents.
After this the registration form has to be submitted to the insurance company.
In this way you will be able to register offline.