Sukanya Samriddhi Account Scheme Update: Let us tell you that currently this Sukanya Samriddhi Account Scheme gives the highest interest among small savings schemes! This Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) for girls has been started by the government! According to the information received from media reports, in the September quarter, the Central Government is preparing the SSA scheme to change the interest rates of small savings schemes like Sukanya Samriddhi Account!
Sukanya Samriddhi Account Scheme Update
The government reviews the benefits of these (Sukanya Samriddhi Yojana) schemes every quarter! This will directly benefit those investors who invest in small savings schemes. Let us tell you that right now investors who invest money in Sukanya Samriddhi Account get the benefit of interest at the rate of 7.6 percent!
How to open Sukanya Samriddhi Account : Sukanya Samriddhi Account Scheme Update
In this Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) you can open an account for your daughter! You can open SSA account by going to post office or any bank. For this Sukanya Samriddhi Account (Sukanya Samriddhi Account), you only have to submit the birth certificate! Along with this, the identity card of the child and parents will also have to be submitted.
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Account can be opened in just Rs 250
The monthly minimum in this Sukanya Samriddhi Account is Rs. Can open 250! Also, a maximum of Rs 1.5 lakh can be deposited in a year! After opening an account in Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), deposits can be made for 15 years!
SSY Account Latest Update : Sukanya Samriddhi Account Scheme Update
On Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), the government pays interest at the rate of 7.6 percent per annum! Maximum Rs. 1.5 lakh can be invested! Also, if a minimum investment of Rs 250 is not made in a financial year after opening Sukanya Samriddhi Account, then a fine of Rs 50 will have to be paid!
If your daughter’s age is less than 10 years, then Sukanya Samriddhi Account can be opened! The maturity of the scheme is up to 21 years! But parents have to deposit money only for 14 years! SSA (SSY) continues to earn interest for the rest of the year! Under this Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), an amount of up to Rs 64 lakh can be deposited!
Know when you can withdraw money in Sukanya Samriddhi Yojana
The amount deposited in this Sukanya Samriddhi Account (Sukanya Samriddhi Account) cannot be withdrawn until the age of the girl child is 18 years! Even after 18 years, only 50 percent of the total amount can be withdrawn from this Sukanya Samriddhi Yojana! The full amount will be given when the girl child turns 21! This amount can be received in lump sum or in installments. Will get salary only once a year! You can borrow money in installments for a maximum period of five years.
Can I transfer Sukanya Samriddhi Account
After opening SSA account of Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), you can transfer anywhere in India! If parents provide proof of change of residence, their account will be transferred free of cost! If no such proof is shown, then a fee of Rs 100 will have to be paid on opening the post office or bank for transfer to Sukanya Samriddhi Yojana Account. All parents can open Sukanya Samriddhi account for their daughters.
What is Sukanya Samriddhi Yojana
Under this Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), you can deposit a minimum amount of Rs 250 and a maximum of Rs 1.5 lakh! By opening this account, you get a lot of relief from your daughter’s education and further expenses. In this only one account (Sukanya Samriddhi Account) can be opened in the name of a daughter. If there are two daughters, then separate accounts will have to be opened in the names of both.
Benefits of Sukanya Samriddhi Yojana
Let us tell you that if you invest 3000 rupees every month in this scheme (Sukanya Samriddhi Account)! Means after investing Rs 36000 annually, after 14 years you will get Rs 9,11,574 at the rate of 7.6% compounding annually! This amount will be around Rs 15,22,221 on maturity in 21 years. In this way you can take advantage of Sukanya Samriddhi Yojana!