Sukanya Samriddhi Account SSY Update: If you also have a daughter, then Sukanya Samriddhi Account` can be a popular and risk-free investment option for you. Sukanya Samriddhi Yojana, launched in 2015 as part of the government’s ‘Beti Bachao Beti Padhao’ campaign, aims to encourage parents to save for their daughter’s education and upbringing.
Sukanya Samriddhi Account (Sukanya Samriddhi Account) provides safe and assured returns. Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) It offers 100% tax-free interest and also allows tax deduction under section 80C of the I-T Act.
Parents of 10 year old daughters can open Sukanya Samriddhi Account in the name of their child. Those who have more than one girl child can open maximum two accounts. Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) matures after 21 years from the date of account opening or after marriage (after the girl child turns 18), whichever is earlier.
The interest rate of Sukanya Samriddhi Account for the second quarter of the current financial year 2022-23 (FY23) is 7.6 percent. You can deposit up to Rs 64 lakh under this Sukanya Samriddhi Yojana by saving just Rs 12,500 every month. Let’s know how-
This is how you will get 65 lakh rupees
In this scheme, if Sukanya Samriddhi Account is opened with the birth of a girl child, then you will have to invest in it every year till the girl child turns 15, which is a maximum of Rs 1,50,000. Might be possible. The best chance is only when you make this investment in Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) every financial year before April 5…
In this way, you will invest a total of Rs 22,50,000 in Sukanya Samriddhi Yojana in 15 years, and at the age of 21 when your daughter will get the maturity amount of Rs 65,93,071 provided there is no change in the current interest rate No change… Interest share in this total amount will be Rs 43,43,071 and SSY most important aspect is that daughter will get it.
Amount. There will be no tax of any kind on the entire amount (Rs 65,93,071)… Keep in mind that the interest rate is revised every quarter by the government, so if there is a change in the Sukanya Samriddhi Account interest rate Then the account matures, that is, there may be some variation in the amount received by the daughter on maturity.
Know this also about Sukanya Samriddhi Account –
Well, one more thing worth knowing… When your daughter turns 18, at that time the SSY account will be completely in her name, and she will be able to operate it… Also remember, the account belongs to the girl child.
Can be opened after the age of 10 years but before attaining the age of 10 years, in that case the maturity of Sukanya Samriddhi Yojana account will be on completion of 21 years, when the daughter turns 21 No… be entirely in his name. This will happen only when she becomes an adult, that is, turns 18 years old. All daughters can get the benefit of Sukanya Samriddhi Account!