Sukanya Samriddhi Yojana 2023: Our government keeps bringing new schemes for daughters. Now Sukanya Samriddhi Yojana has been brought by our government for girls below 10 years of age. Through this scheme, you can deposit up to ₹ 65 lakh in your daughter’s account. Due to which you will be free from the worry of your daughter’s education till marriage. The government will have to deposit ₹ 250 every month in the daughter’s account under the scheme. With this deposit, you will be able to secure your daughter’s future. The rest of the information about the scheme is being given through this article.
What is Sukanya Samriddhi Yojana?
Sukanya Samriddhi Yojana is one such scheme run for girls below 10 years of age. In which every month you have to deposit ₹ 250 in the daughter’s account. But you can withdraw this amount from the bank after the daughter passes 10th standard or attains the age of 18 years. Just for this you have to open the daughter’s account in the bank. You can also open this account through bank or postal department. You can make this amount big by depositing small amounts in this account. And when the daughter is of marriageable age, she can withdraw the amount and use it to get her married well.
How to get 65 lakh rupees and how much interest will be received
Through this scheme, you will have to deposit ₹ 250 every month in your daughter’s account. In this way the amount of the scheme becomes Rs 12,500 in 12 months. If you have deposited this amount for 15 years.
That is, when your daughter turns 21 years old. So this amount will be Rs 65 lakh. In this way, the amount added to Rs 250 will become Rs 65 lakh. You get up to 7.6 percent interest in Sukanya Samriddhi Yojana. Let us tell you, this interest is fixed by the government.
On the same daughter’s age of 21 years, the interest of Rs 41.15 lakh will be received if the daughter gets Rs 65 lakh on maturity. In this scheme, you can deposit up to Rs 1.50 lakh once. You can withdraw this amount from the bank after your daughter is 18 years old or 10th pass.
- Required documents required for Sukanya Samriddhi Yojana
- Daughter’s passport size photo
- daughter’s aadhar card
- parent’s identity card
- Passbook of account opened in daughter’s name
- active mobile number
Who can take advantage of the scheme
Under Sukanya Samriddhi Yojana, only daughters below the age of 10 years will be given the benefit of this scheme. Sons will not be eligible for this scheme. For which you will have to put only ₹ 250 in the daughter’s account every month.
In this scheme only 2 girls in a house will be given the benefit of Sukanya Samriddhi Yojana. If there are twin and triplet daughters. So account can be opened for more than 2 daughters. While only one account will be opened in the name of a girl child.