Sukanya Samriddhi Yojana Update 2023: Modi Government of the Center had started Sukanya Samriddhi Account (Sukanya Samriddhi Account) for daughters! Under this Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), you are given 15 lakh rupees from the bank for your daughter’s education and her marriage.
Sukanya Samriddhi Yojana New Update 2023
In this way, by investing in Sukanya Samriddhi Account, you do not have to face any kind of financial problem in future. By investing in this Sukanya Samriddhi Yojana, you will get a fat fund at the time of higher education or marriage. Sukanya Samriddhi Yojana Update
You can invest up to 1.5 lakhs in Sukanya Samriddhi Account
Other banks including State Bank of India (SBI) are offering customers the facility of investing in Sukanya Samriddhi Account. You will have to invest only Rs 250 annually in Sukanya Samriddhi Yojana account.
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You can invest up to a maximum of Rs 1.5 lakh every year in this Sukanya Samriddhi Account. You can also deposit this money in monthly installments. But if for some reason you do not have Rs 1.5 lakh in a financial year, you can continue the account by depositing Rs 250 in Sukanya Samriddhi Yojana.
Tax exemption under 80C in Sukanya Samriddhi Account
This information was given by tweeting from SBI. You will continue to get guaranteed income in this Sukanya Samriddhi Account scheme. By investing in it, you will also get the benefit of tax exemption under section 80C of the Income Tax Act. This Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) was started especially for daughters. This scheme was launched by the government to secure the future of girls. Sukanya Samriddhi Yojana Update
At present, interest is being received at the rate of 7.6 percent on the Sukanya Samriddhi Account run by the government. Apart from this, you can also open an account for two daughters under this Sukanya Samriddhi Yojana. If there are two twin daughters after the birth of the first daughter, then in this situation the benefit of this scheme can be availed for all the three daughters.
How does this Sukanya Samriddhi Yojana work?
By saving just Rs.35/day in SSY account you can invest Rs.1050/month. At the current interest rate, your Rs 35/day would grow into over Rs 5 lakh at maturity.
Similarly, by saving only Rs.100/day you will be able to invest Rs.3000/month in SSY account. At the current rate of interest, your Rs 100 per day will turn into over Rs 16 lakh on maturity.
By saving Rs 200 per day in Sukanya Samriddhi Yojana account, you can invest Rs 6000/month. At the current interest rate, your Rs 200/day would turn into over Rs 33 lakh at maturity.
By saving Rs 300 per day, you will be able to invest Rs 9000/month in Sukanya Samriddhi Account. At the current interest rate, your 300/day would turn into over Rs 50 lakh at maturity.
How to open Sukanya Samriddhi Yojana account for girl child
Sukanya Samriddhi Yojana account can be opened in the name of the girl child until she attains the age of 10 years. You can open only one account in the name of a girl child in post offices or branches of authorized banks. You will have to submit the birth certificate of the girl child in whose name the Sukanya Samriddhi Account is to be opened.
Sukanya Samriddhi Account Latest Update
Currently SSY account can be opened with a minimum of Rs 250 and after that any amount can be deposited in multiples of Rs 100. A minimum of Rs 250 has to be deposited in a financial year. Sukanya Samriddhi Yojana account matures on completion of 21 years from the date of account opening or on marriage of Sukanya Samriddhi Account holder, whichever is earlier.