Swarna Jayanti Gram Swarozgar Yojana: For the economic development of the poor people of the country, the Government of India continues to run many schemes. Even today the poor people are living their life with less money due to deteriorating economic condition. In such a situation, the government runs such schemes so that they can be developed. With the aim of improving the weak economic condition, the Government of India has launched a new scheme.
Whose name is Swarna Jayanti Gram Swarozgar Yojana. Under this scheme, an effort will be made to improve the economic condition of rural families living below the poverty line by giving them employment. If you want complete information about this scheme, then definitely read the post till the end.
What is Swarna Jayanti Gram Swarozgar Yojana?
Under this scheme, the government provides loans to the people of poor families through the bank, as well as provides subsidy in it if needed, so that the economic life of the people living below the poverty line can be improved. Poor people living in rural areas can use this money for their employment or for their progress.
| योजना का नाम | Swarna Jayanti Gram Swarozgar Yojana |
| आरम्भ की गई | भारत सरकार द्वारा |
| वर्ष | 2023 |
| लाभार्थी | ग्रामीण क्षेत्र के नागरिक |
| आवेदन की प्रक्रिया | ऑनलाइन/ऑफलाइन |
| उद्देश्य | गरीबी रेखा से नीचे जीवन यापन कर रहे नागरिकों को गरीबी रेखा से ऊपर लाना। |
| लाभ | गरीबी रेखा से नीचे जीवन यापन कर रहे नागरिको को स्वंय रोज़गार के लिए ऋण प्रदान करना |
| श्रेणी | केंद्र सरकारी योजनाएं |
Overview of Swarna Jayanti Gram Swarozgar Yojana
If the youth of rural areas want to do any kind of employment, then loans will be made available to the needy citizens under this scheme. In this loan, 75% share is going to be from the Government of India and 25% share is going to be from the State Government. Subsidy will also be given to the poor on top of this loan.
Benefits and Features of Swarna Jayanti Gram Swarozgar Yojana
Under Swarna Jayanti Gram Swarozgar Yojana, needy families in rural areas will be encouraged to start employment, which will improve their economic condition and increase their income.
Under this scheme, the government will make loans available to poor families and on this loan, you will also get grant amount from the government.
Whatever grant amount you will get, 75% share is going to be from the central government and 25% is going to be from the state government.
Through this scheme, people’s work capacity will be developed by giving skill training in rural areas and they will be helped to set up small scale industries.
Under this scheme, needy families can start employment under this scheme by forming self-help groups.
types of funding
Revolving Fund – Under this fund, a maximum amount of ₹ 25000 is allocated to poor families. Within this amount, you are given an amount of ₹ 10000 as a grant.
Training – An amount of ₹ 5000 is given by the central government for training, which can be availed by families in rural areas.
Infrastructure – When the families of rural areas start self-employment, the government is going to organize many fairs to sell the products made by them so that the products made can be sold easily.
Loan Subsidy – 30% subsidy is given to you by the central government of whatever cost is being incurred in starting your employment. Maximum this amount can be ₹ 7500. Apart from this, 50% subsidy is given to Scheduled Castes, Scheduled Tribes and handicapped persons and the maximum amount can be ₹ 10000. Along with this, 50% subsidy is given to the group working by forming a self-help group and the maximum amount can be up to ₹ 100000.
Eligibility and Required Documents
For Swarna Jayanti Gram Swarozgar Yojana, all the families in rural areas who are living below the poverty line are eligible.
You must have your common documents like Aadhaar Card, Ration Card, Voter ID Card etc.
Application Process of Swarna Jayanti Gram Swarozgar Yojana
If you want to apply under this scheme, first of all you have to visit the official website of Swarna Jayanti Gram Swarozgar Yojana.
Here the home page of this website will open in front of you.
On the top of the home page, you will get an option to apply, you have to click on it.
After that a new page will open in front of you, you have to click on it.
A lot of important information is being asked from you in the application form, you have to enter all the information carefully.
After that you will be asked to upload some documents, upload all those documents.
At last you have to click on the submit button.
In this way you will be able to apply under this scheme.